﻿{"id":694,"date":"2021-03-23T08:00:16","date_gmt":"2021-03-23T07:00:16","guid":{"rendered":"https:\/\/www.investguru.cz\/cs\/?p=694"},"modified":"2022-04-12T16:31:31","modified_gmt":"2022-04-12T14:31:31","slug":"etf-aby-to-pochopilo-dite","status":"publish","type":"post","link":"https:\/\/www.investguru.cz\/cs\/etf-aby-to-pochopilo-dite\/","title":{"rendered":"Jak vysv\u011btlit ETF, aby to pochopilo i 13let\u00e9 d\u00edt\u011b"},"content":{"rendered":"<p>V roce, kdy se narodil nejstar\u0161\u00ed syn, jsem investoval jednu v\u00fdplatu do akciov\u00e9ho ETF. V dob\u011b, kdy mu bylo 13 let jsem mu to \u0159ekl.<\/p>\n<p>Z\u00e1rove\u0148 jsem musel vysv\u011btlit, co je ETF. Ale tak, aby to pochopilo 13let\u00e9 d\u00edt\u011b.<\/p>\n<p>Mysl\u00edm, \u017ee se mi to povedlo.<\/p>\n<h2>Posu\u010fte sami<\/h2>\n<p>V roce synova narozen\u00ed jsem investoval jednu v\u00fdplatu s c\u00edlem d\u00e1t mu pen\u00edze v dosp\u011blosti. Byl to takov\u00fd vlastn\u00ed investi\u010dn\u00ed pokus na vlastn\u00edch d\u011btech. Chci vyzkou\u0161et, jak funguje dlouhodob\u00e9 investov\u00e1n\u00ed.<\/p>\n<p>V\u00a0jeho 13 letech jsem mu to prozradil a \u0159ekl, \u017ee jsem investoval jednu v\u00fdplatu.<\/p>\n<p>Samoz\u0159ejm\u011b n\u00e1sledovala ot\u00e1zka, kam jsem to investoval.<\/p>\n<p><strong>Jak ale vysv\u011btlit 13let\u00e9mu d\u00edt\u011bti, co je to akciov\u00e9 ETF?<\/strong><\/p>\n<p>Nevysv\u011btloval jsem, \u017ee ETF je zkratka <a href=\"https:\/\/www.investguru.cz\/cs\/investicni-slovnicek\/etf\/\">Exchange Traded Fund<\/a> &#8211; fond obchodovan\u00fd na burze. Ani jsem mu ne\u0159\u00edkal o <a href=\"https:\/\/www.investguru.cz\/cs\/rozdil-mezi-podilovymi-fondy-etf\/\">rozd\u00edlech pod\u00edlov\u00fdch fond\u016f a ETF<\/a>.<\/p>\n<p>Jednodu\u0161e jsem mu \u0159ekl, \u017ee je to investice (takov\u00fd fond), kde jsou v\u0161echny velk\u00e9 akcie sv\u011bta. Prost\u011b v\u0161echny firmy na sv\u011bt\u011b, kter\u00e9 n\u011bco vyr\u00e1b\u011bj\u00ed, prod\u00e1vaj\u00ed a vyd\u011bl\u00e1vaj\u00ed na tom.<\/p>\n<p>A on t\u00edm p\u00e1dem vlastn\u00ed mali\u010dk\u00fd kous\u00ed\u010dek v\u0161ech firem na sv\u011bt\u011b.<\/p>\n<p>\u201e<em>Tati, opravdu v\u0161echny?<\/em>\u201c<\/p>\n<p>\u201e<em>\u00dapln\u011b v\u0161echny ne, ale ty nejv\u011bt\u0161\u00ed ano.<\/em>\u201c<\/p>\n<p>\u201e<em>Tak\u017ee t\u0159eba Apple, Samsung a Facebook?<\/em>\u201c<\/p>\n<p>\u201e<em>Ano, tyhle firmy ur\u010dit\u011b. A je\u0161t\u011b asi 7 000 dal\u0161\u00edch firem.<\/em>\u201c<\/p>\n<p>Proto\u017ee jsme jeli autem, rozhl\u00ed\u017eel se kolem a k prvn\u00edm technologick\u00fdm firm\u00e1m, kter\u00e9 ji\u017e vyjmenoval, p\u0159idal i firmy automobilov\u00e9ho pr\u016fmyslu, kter\u00e9 vid\u011bl kolem sebe.<\/p>\n<p>\u201e<em>Tati, a Volkswagen taky?<\/em>\u201c<\/p>\n<p>\u201e<em>Ano, i ten.<\/em>\u201c<\/p>\n<p>\u201e<em>A co Audi, Renault, Peugeot?<\/em>\u201c<\/p>\n<p>To u\u017e jsem musel p\u0159em\u00fd\u0161let. Z hlavy jsem nev\u011bd\u011bl, jestli se i tyto firmy obchoduj\u00ed na burze, nebo tyto zna\u010dky vlastn\u00ed jin\u00e1 automobilka v r\u00e1mci koncernu. Vysv\u011btlil jsem mu, \u017ee nevlastn\u00ed \u00fapln\u011b v\u0161echny v\u00fdrobce aut, ale v\u011bt\u0161inu ano.<\/p>\n<p><strong>Kdy\u017e na trhu do\u0161lo k\u00a0poklesu cen akci\u00ed, \u0159ekl jsem si, \u017ee si na n\u011bm n\u011bco vyzkou\u0161\u00edm. <\/strong><\/p>\n<p>Zaj\u00edmalo m\u011b, jak mal\u00fd \u201einvestor\u201c (majitel) bude reagovat na pokles cen.<\/p>\n<p>A \u0159\u00edk\u00e1m mu: \u201e<em>Ceny akci\u00ed klesly, znamen\u00e1 to, \u017ee Tv\u00e1 investice m\u00e1 ni\u017e\u0161\u00ed hodnotu.<\/em>\u201c<\/p>\n<p>Jeho odpov\u011b\u010f byla prost\u00e1: \u201e<em>A po\u0159\u00e1d vlastn\u00edm ty sam\u00e9 firmy?<\/em>\u201c<\/p>\n<p>Ujistil jsem ho, \u017ee ano.<\/p>\n<p>\u201e<em>Tak v tom p\u0159\u00edpad\u011b to nevad\u00ed, po\u0159\u00e1d je dobr\u00e9 je vlastnit, i kdy\u017e jsou te\u010f levn\u011bj\u0161\u00ed.<\/em>\u201c<\/p>\n<p>Tento p\u0159\u00edb\u011bh m\u011b utvrdil v tom, \u017ee je d\u016fle\u017eit\u00e9 se na investice ned\u00edvat jako na investici do \u201e<em>akciov\u00e9ho sv\u011btov\u00e9ho <a href=\"https:\/\/www.investguru.cz\/cs\/investicni-slovnicek\/etf\/\">ETF<\/a><\/em>\u201c, ale jako na \u201e<em>vlastnictv\u00ed mali\u010dk\u00e9ho kousku v\u0161ech firem sv\u011bta<\/em>\u201c.<\/p>\n","protected":false},"excerpt":{"rendered":"<p>Aneb \u00fasp\u011b\u0161n\u00fd investi\u010dn\u00ed pokus na vlastn\u00edch d\u011btech<\/p>\n","protected":false},"author":6,"featured_media":1763,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"_monsterinsights_skip_tracking":false,"_monsterinsights_sitenote_active":false,"_monsterinsights_sitenote_note":"","_monsterinsights_sitenote_category":0,"_genesis_hide_title":false,"_genesis_hide_breadcrumbs":false,"_genesis_hide_singular_image":false,"_genesis_hide_footer_widgets":false,"_genesis_custom_body_class":"","_genesis_custom_post_class":"","_genesis_layout":"","footnotes":""},"categories":[1],"tags":[20],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v22.2 - 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