{"id":668,"date":"2019-05-16T08:55:47","date_gmt":"2019-05-16T06:55:47","guid":{"rendered":"https:\/\/www.investguru.cz\/cs\/?p=668"},"modified":"2019-05-16T15:34:45","modified_gmt":"2019-05-16T13:34:45","slug":"pravidelna-investice-pokles","status":"publish","type":"post","link":"https:\/\/www.investguru.cz\/cs\/pravidelna-investice-pokles\/","title":{"rendered":"Co se stane s pravidelnou investic\u00ed, kdy\u017e trhy n\u00e1hle poklesnou"},"content":{"rendered":"<p>P\u0159i investov\u00e1n\u00ed na cest\u011b k <a href=\"https:\/\/www.investguru.cz\/cs\/financni-nezavislost\/\">finan\u010dn\u00ed nez\u00e1vislosti<\/a> se ur\u010dit\u011b nevyhnete v\u00fdkyv\u016fm na trhu.<\/p>\n<p>Va\u0161e investice nejenom poroste, ale budou p\u0159ich\u00e1zet i obdob\u00ed, kdy trhy poklesnou a t\u00edm p\u00e1dem bude ztr\u00e1cet i va\u0161e investice.<\/p>\n<p>V\u00fdhodou dlouhodob\u00e9ho investora je to, \u017ee i kdy\u017e p\u0159ijdou n\u011bjak\u00e9 poklesy trhu, nemus\u00ed propadat panice. V\u017edy bude m\u00edt n\u011bjak\u00fd \u010das, aby op\u011bt trh zafungoval a k\u0159ivka se oto\u010dila sm\u011brem vzh\u016fru.<\/p>\n<p>Pod\u00edvejme se na riziko pravideln\u00fdch investic trochu z jin\u00e9ho pohledu. Ne klasicky volatilitou, ale co by se stalo, kdyby\u2026<\/p>\n<p>Co se stane s pravidelnou investic\u00ed, kdy\u017e trhy n\u00e1hle poklesnou? Jak\u00fd to bude m\u00edt dopad na pravidelnou investici?<\/p>\n<h2>Kolik prod\u011bl\u00e1me?<\/h2>\n<p>O pravideln\u00fdch investic\u00edch se hovo\u0159\u00ed \u010dasto v souvislosti s investicemi na d\u016fchod. Odchod do d\u016fchodu je takov\u00fd miln\u00edk a \u0159ada lid\u00ed u\u017e te\u010f nechce spol\u00e9hat na st\u00e1tn\u00ed d\u016fchod. Cht\u011bj\u00ed m\u00edt n\u011bjakou korunu na p\u0159ilep\u0161enou. Tak\u017ee vyu\u017e\u00edvaj\u00ed n\u011bjak\u00e9 penzijn\u00ed produkty, kam pravideln\u011b pos\u00edlaj\u00ed m\u011bs\u00ed\u010dn\u011b ur\u010ditou \u010d\u00e1stku.<\/p>\n<p>P\u0159\u00edpadn\u011b rovnou cht\u011bj\u00ed b\u00fdt finan\u010dn\u011b nez\u00e1visl\u00ed. Pen\u00edze, kter\u00e9 te\u010f vyd\u011bl\u00e1vaj\u00ed, pravideln\u011b investuj\u00ed a\u0165 u\u017e do nemovitost\u00ed nebo do n\u011bjak\u00fdch finan\u010dn\u00edch produkt\u016f, akciov\u00fdch fond\u016f, ad.<\/p>\n<p>Jak\u00fd dopad tedy maj\u00ed poklesy trhu na <strong>pravidelnou investici<\/strong>?<\/p>\n<p>Pro zjednodu\u0161en\u00ed pou\u017eijeme n\u00e1sleduj\u00edc\u00ed p\u0159\u00edklad.<\/p>\n<p>Dejme tomu, \u017ee budete pravideln\u011b investovat 10 000 K\u010d m\u011bs\u00ed\u010dn\u011b po dobu 30 let. Proto\u017ee se jedn\u00e1 o dlouhodobou investici, budete pen\u00edze investovat do n\u011bkter\u00e9ho z akciov\u00fdch fond\u016f.<\/p>\n<p>Budeme se zab\u00fdvat pouze tou pravidelnou investic\u00ed. Pokud m\u00e1te na po\u010d\u00e1tku investov\u00e1n\u00ed n\u011bjakou \u010d\u00e1stku, kterou m\u016f\u017eete pro za\u010d\u00e1tek zainvestovat jednor\u00e1zov\u011b, je to samoz\u0159ejm\u011b lep\u0161\u00ed. A urychl\u00ed to va\u0161\u00ed cestu k rent\u011b.<\/p>\n<h2>1. f\u00e1ze &#8211; za\u010d\u00e1tek investov\u00e1n\u00ed a pokles po prvn\u00edm roce<\/h2>\n<p>P\u0159edstavte si, \u017ee rok pravideln\u011b investujete 10 000 K\u010d m\u011bs\u00ed\u010dn\u011b. A po roce akciov\u00e9 trhy najednou rychle spadnou o 1\/3. Celkem jste za rok vlo\u017eili 120 000 K\u010d a najednou se hodnota va\u0161\u00ed investice propadne o 40 000 K\u010d.<\/p>\n<p>Propad o 1\/3 vypad\u00e1 dramaticky, pokud se na n\u011bj d\u00edv\u00e1te optikou procent. Pokud se na n\u011bj d\u00edv\u00e1te optikou absolutn\u00ed \u010d\u00e1stky tak 40 000 K\u010d nen\u00ed m\u00e1lo, ale kdy\u017e tuto \u010d\u00e1stku srovn\u00e1te s jin\u00fdmi riziky, kter\u00e1 b\u011b\u017en\u011b podstupujete, je pohled jin\u00fd.<\/p>\n<p>40 000 K\u010d v \u017eivot\u011b riskujete celkem \u010dasto.<\/p>\n<p>Sta\u010d\u00ed nemoc nebo n\u011bjak\u00fd \u00faraz, kter\u00fd v\u00e1s na n\u011bkolik t\u00fddn\u016f vy\u0159ad\u00ed z pracovn\u00edho procesu. Nebo pokud m\u00e1te hypot\u00e9ku, pak refixace \u00farokov\u00e9 sazby pro v\u00e1s znamen\u00e1 daleko vy\u0161\u0161\u00ed riziko, ne\u017e uveden\u00fdch 40 000 K\u010d.<\/p>\n<p>Dejme tomu, \u017ee hodnota fond\u016f po roce opravdu klesne o 1\/3. To je \u0161patn\u00e1 zpr\u00e1va pro va\u0161e ji\u017e investovan\u00e9 pen\u00edze. A je jedno, jestli investujete pravideln\u011b 5 000 K\u010d nebo 30 000 K\u010d m\u011bs\u00ed\u010dn\u011b. Ta emoce bude p\u016fsobit tak jako tak.<\/p>\n<h3>Dobr\u00e1 zpr\u00e1va<\/h3>\n<p>Ale kdy\u017e se na to pod\u00edv\u00e1te z druh\u00e9 str\u00e1nky, tak je to vlastn\u011b <strong>dobr\u00e1 zpr\u00e1va pro va\u0161e dal\u0161\u00ed pravideln\u00e9 investice<\/strong>. Pro\u010d? Proto\u017ee <strong>v dob\u011b poklesu nakupujete levn\u011bji<\/strong>. Pokles je tak pro v\u00e1s p\u0159\u00edle\u017eitost k levn\u011bj\u0161\u00edmu n\u00e1kupu.<\/p>\n<p>Pokles ur\u010dit\u011b potr\u00e1p\u00ed va\u0161e emoce. Je pot\u0159eba se na to ale pod\u00edvat racion\u00e1ln\u011b. Jste dlouhodob\u00fd investor a m\u00e1te p\u0159ed sebou je\u0161t\u011b dal\u0161\u00edch 29 let pravideln\u00fdch investic. A to je dost \u010dasu na to, aby investice zahladily sv\u00e9 nezdary.<\/p>\n<p>Trochu mi to p\u0159ipom\u00edn\u00e1 situaci, kdy\u017e kouk\u00e1m na hokej a na\u0161i prohr\u00e1vaj\u00ed v druh\u00e9 minut\u011b 0:1. Nen\u00ed to dobr\u00e1 zpr\u00e1va, ale st\u00e1le je\u0161t\u011b zdaleka nen\u00ed rozhodnuto. Po\u0159\u00e1d jim toti\u017e zb\u00fdv\u00e1 58 minut na to z\u00e1pas oto\u010dit a dov\u00e9st do v\u00edt\u011bzn\u00e9ho konce.<\/p>\n<h2>2. f\u00e1ze &#8211; pokles v polovin\u011b doby investov\u00e1n\u00ed<\/h2>\n<p>Jak to bude vypadat, kdy\u017e pokles akciov\u00fdch trh\u016f p\u0159ijde v polovin\u011b doby va\u0161\u00ed investice? Jak pak budou vypadat va\u0161e ztr\u00e1ty?<\/p>\n<p>Op\u011bt si p\u0159edstavte situaci, kdy trhy klesnou o 30 % a v novin\u00e1ch se budou ps\u00e1t podobn\u00e9 titulky jako v roce 2008.<\/p>\n<p>Pokles trh\u016f o 30 % je\u0161t\u011b neznamen\u00e1, \u017ee jste prod\u011blali 30 %. I p\u0159es to m\u016f\u017eeme b\u00fdt v zisku nebo jen m\u00edrn\u00e9 ztr\u00e1t\u011b.<\/p>\n<p>V\u0161e z\u00e1le\u017e\u00ed na tom, za kolik jste nakupovali p\u0159ed 10 nebo 15 lety. Mo\u017en\u00e1 jste nakupovali levn\u011b, pak trhy vyrostly a nyn\u00ed spadly. Proto se v\u017edy d\u00edvejte na svoji konkr\u00e9tn\u00ed situaci a nenechte se ovliv\u0148ovat t\u00edm, co se p\u00ed\u0161e v novin\u00e1ch.<\/p>\n<p>Pokles trh\u016f pro v\u00e1s op\u011bt znamen\u00e1 \u0161anci levn\u011bji kupovat a st\u00e1le p\u0159ed sebou m\u00e1te je\u0161t\u011b dost \u010dasu. V\u017edy\u0165 v\u00e1m zb\u00fdv\u00e1 je\u0161t\u011b 15 let. Na tuto dobu je v portfoliu je\u0161t\u011b velmi v\u00fdrazn\u00e1 akciov\u00e1 slo\u017eka. Efekt levn\u011bj\u0161\u00edch n\u00e1kup\u016f ji\u017e nen\u00ed tak siln\u00fd, proto\u017ee jste 15 let nakupovali a v\u011bt\u0161inu investic tak m\u00e1te nakoupenou.<\/p>\n<p>Nav\u00edc pokles po 15 letech investov\u00e1n\u00ed u\u017e v\u00e1s nebude tolik lekat. Nejste u\u017e \u017e\u00e1dn\u00ed nov\u00e1\u010dci a lecos u\u017e m\u00e1te v investic\u00edch za sebou.<\/p>\n<p>P\u0159edstavte si, \u017ee by pokles akciov\u00fdch investic p\u0159i\u0161el dnes a vy jste p\u0159itom m\u011bli za sebou 15 let investov\u00e1n\u00ed. To znamen\u00e1 \u017ee byste museli za\u010d\u00ednat s n\u011bkdy v roce 2004, tedy po splasknut\u00ed internetov\u00e9 bubliny.<\/p>\n<p>Za\u017eili byste r\u016fstovou f\u00e1zi trhu do roku 2007. Pak byste za\u017eili strm\u00fd p\u00e1d akciov\u00e9ho trhu od roku 2007 do roku 2009, kdy trhy padaly zhruba o 50%. Tuto zku\u0161enost u\u017e m\u00e1te za sebou. Kdyby dnes klesly trhy o 30%, tak u\u017e v\u00edte, jak se m\u00e1te chovat. A u\u017e jste to jednou za\u017eili.<\/p>\n<h2>3. f\u00e1ze -pokles t\u011bsn\u011b p\u0159ed d\u016fchodem, rentou<\/h2>\n<p>A co kdy\u017e p\u0159ijde pokles trh\u016f t\u011bsn\u011b p\u0159ed t\u00edm, ne\u017e chcete svoji investici vybrat? Nebo chcete za\u010d\u00edt vyb\u00edrat rentu?<\/p>\n<p>Op\u011bt si p\u0159edstavte situaci, kdy u\u017e investujete 29 let a najednou akciov\u00e9 trhy klesnou velmi rychle o 30 %.<\/p>\n<p>Jak\u00fd to bude m\u00edt dopad na va\u0161e portfolio? Pokud ho m\u00e1te spr\u00e1vn\u011b postaven\u00e9, tak minim\u00e1ln\u00ed. Proto\u017ee \u010d\u00edm v\u00edce se bl\u00ed\u017e\u00edte rent\u011b, t\u00edm by m\u011bla akciov\u00e1 slo\u017eka tvo\u0159it men\u0161\u00ed \u010d\u00e1st cel\u00e9ho portfolia. V t\u00e9to f\u00e1zi u\u017e toti\u017e spol\u00e9h\u00e1te sp\u00ed\u0161e na dluhopisy nebo hotovost.<\/p>\n<p>Pokud byste ale nem\u011bli spr\u00e1vn\u011b sv\u00e9 portfolio nastaven\u00e9 a i v t\u00e9to dob\u011b by akciov\u00e1 slo\u017eka p\u0159eva\u017eovala, tak by takov\u00fd pokles m\u011bl v\u00fdrazn\u00fd dopad na va\u0161e investice.\u00a0 Nem\u00e1te u\u017e toti\u017e \u010das s t\u00edm n\u011bco ud\u011blat. Nem\u016f\u017eete po\u010dkat, a\u017e trhy op\u011bt porostou.<\/p>\n<h3>Spr\u00e1vn\u00e1 doba neexistuje<\/h3>\n<p>Tak\u017ee v p\u0159\u00edpad\u011b dlouhodob\u00e9ho investov\u00e1n\u00ed nen\u00ed tak d\u016fle\u017eit\u00e9 \u010dekat na spr\u00e1vnou dobu kdy s investov\u00e1n\u00edm za\u010d\u00edt.<\/p>\n<p>Podle na\u0161ich zku\u0161enost\u00ed i lid\u00e9, kte\u0159\u00ed s investicemi za\u010dali na vrcholu trhu v roce 2007, kdy byla celosv\u011btov\u00e1 krize a vydr\u017eeli, jsou dnes v zisku. Daleko d\u016fle\u017eit\u011bj\u0161\u00ed pro \u00fasp\u011bch v investic\u00edch je spr\u00e1vn\u00e1 alokace a diverzifikace, ne\u017e volba spr\u00e1vn\u00e9ho okam\u017eiku za\u010d\u00e1tku.<\/p>\n<p>Jestli se chcete dozv\u011bd\u011bt v\u00edce o dlouhodob\u00e9m investov\u00e1n\u00ed, pod\u00edvejte se na <a href=\"https:\/\/www.investguru.cz\/cs\/trenink\/?utm_source=investguru&amp;utm_medium=blog&amp;utm_campaign=lidsky-kapital\">4 d\u00edln\u00fd tr\u00e9nink, kde objev\u00edte syst\u00e9m<\/a>, kter\u00fd pomohl stovk\u00e1m b\u011b\u017en\u00fdch lid\u00ed s p\u0159\u00edpravou na finan\u010dn\u00ed nez\u00e1vislost. <a href=\"https:\/\/www.investguru.cz\/cs\/trenink\/?utm_source=investguru&amp;utm_medium=blog&amp;utm_campaign=lidsky-kapital\">Klikn\u011bte a z\u00edskejte p\u0159\u00edstup zdarma.<\/a><\/p>\n<h3>Za\u017eili jste poklesy na trhu? Po\u010d\u00edt\u00e1te s nimi nebo se jich boj\u00edte?<\/h3>\n","protected":false},"excerpt":{"rendered":"<p>P\u0159i investov\u00e1n\u00ed na cest\u011b k finan\u010dn\u00ed nez\u00e1vislosti se ur\u010dit\u011b nevyhnete v\u00fdkyv\u016fm na trhu.<\/p>\n","protected":false},"author":6,"featured_media":678,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"_monsterinsights_skip_tracking":false,"_monsterinsights_sitenote_active":false,"_monsterinsights_sitenote_note":"","_monsterinsights_sitenote_category":0,"_genesis_hide_title":false,"_genesis_hide_breadcrumbs":false,"_genesis_hide_singular_image":false,"_genesis_hide_footer_widgets":false,"_genesis_custom_body_class":"","_genesis_custom_post_class":"","_genesis_layout":"","footnotes":""},"categories":[1],"tags":[23,22],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v22.2 - https:\/\/yoast.com\/wordpress\/plugins\/seo\/ -->\n<title>Co se stane s pravidelnou investic\u00ed, kdy\u017e trhy n\u00e1hle poklesnou - InvestGuru.cz<\/title>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/www.investguru.cz\/cs\/pravidelna-investice-pokles\/\" \/>\n<meta property=\"og:locale\" content=\"cs_CZ\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"Co se stane s pravidelnou investic\u00ed, kdy\u017e trhy n\u00e1hle poklesnou\" \/>\n<meta property=\"og:description\" content=\"P\u0159i investov\u00e1n\u00ed na cest\u011b k finan\u010dn\u00ed nez\u00e1vislosti se ur\u010dit\u011b nevyhnete v\u00fdkyv\u016fm na trhu.\" \/>\n<meta property=\"og:url\" content=\"https:\/\/www.investguru.cz\/cs\/pravidelna-investice-pokles\/\" \/>\n<meta property=\"og:site_name\" content=\"InvestGuru.cz\" \/>\n<meta property=\"article:publisher\" content=\"https:\/\/www.facebook.com\/Fichtner-sro-185375650667\/\" \/>\n<meta property=\"article:published_time\" content=\"2019-05-16T06:55:47+00:00\" \/>\n<meta property=\"article:modified_time\" content=\"2019-05-16T13:34:45+00:00\" \/>\n<meta property=\"og:image\" content=\"https:\/\/www.investguru.cz\/cs\/wp-content\/uploads\/2019\/05\/ig-pravidelna-investice-social.png\" \/>\n\t<meta property=\"og:image:width\" content=\"1200\" \/>\n\t<meta property=\"og:image:height\" content=\"628\" \/>\n\t<meta property=\"og:image:type\" content=\"image\/png\" \/>\n<meta name=\"author\" content=\"Petr Syrov\u00fd\" \/>\n<meta name=\"twitter:card\" content=\"summary_large_image\" \/>\n<meta name=\"twitter:label1\" content=\"Napsal(a)\" \/>\n\t<meta name=\"twitter:data1\" content=\"Petr Syrov\u00fd\" \/>\n\t<meta name=\"twitter:label2\" content=\"Odhadovan\u00e1 doba \u010dten\u00ed\" \/>\n\t<meta name=\"twitter:data2\" content=\"7 minut\" \/>\n<script type=\"application\/ld+json\" class=\"yoast-schema-graph\">{\"@context\":\"https:\/\/schema.org\",\"@graph\":[{\"@type\":\"Article\",\"@id\":\"https:\/\/www.investguru.cz\/cs\/pravidelna-investice-pokles\/#article\",\"isPartOf\":{\"@id\":\"https:\/\/www.investguru.cz\/cs\/pravidelna-investice-pokles\/\"},\"author\":{\"name\":\"Petr Syrov\u00fd\",\"@id\":\"https:\/\/www.investguru.cz\/cs\/#\/schema\/person\/11c1deaac88e4e132a67a091b395e3c8\"},\"headline\":\"Co se stane s pravidelnou investic\u00ed, kdy\u017e trhy n\u00e1hle poklesnou\",\"datePublished\":\"2019-05-16T06:55:47+00:00\",\"dateModified\":\"2019-05-16T13:34:45+00:00\",\"mainEntityOfPage\":{\"@id\":\"https:\/\/www.investguru.cz\/cs\/pravidelna-investice-pokles\/\"},\"wordCount\":1331,\"commentCount\":1,\"publisher\":{\"@id\":\"https:\/\/www.investguru.cz\/cs\/#organization\"},\"image\":{\"@id\":\"https:\/\/www.investguru.cz\/cs\/pravidelna-investice-pokles\/#primaryimage\"},\"thumbnailUrl\":\"https:\/\/www.investguru.cz\/cs\/wp-content\/uploads\/2019\/05\/ig-pravidelna-investice-blog.png\",\"keywords\":[\"pokles\",\"pravideln\u00e1 investice\"],\"articleSection\":[\"\u010cl\u00e1nky\"],\"inLanguage\":\"cs\",\"potentialAction\":[{\"@type\":\"CommentAction\",\"name\":\"Comment\",\"target\":[\"https:\/\/www.investguru.cz\/cs\/pravidelna-investice-pokles\/#respond\"]}]},{\"@type\":\"WebPage\",\"@id\":\"https:\/\/www.investguru.cz\/cs\/pravidelna-investice-pokles\/\",\"url\":\"https:\/\/www.investguru.cz\/cs\/pravidelna-investice-pokles\/\",\"name\":\"Co se stane s pravidelnou investic\u00ed, kdy\u017e trhy n\u00e1hle poklesnou - InvestGuru.cz\",\"isPartOf\":{\"@id\":\"https:\/\/www.investguru.cz\/cs\/#website\"},\"primaryImageOfPage\":{\"@id\":\"https:\/\/www.investguru.cz\/cs\/pravidelna-investice-pokles\/#primaryimage\"},\"image\":{\"@id\":\"https:\/\/www.investguru.cz\/cs\/pravidelna-investice-pokles\/#primaryimage\"},\"thumbnailUrl\":\"https:\/\/www.investguru.cz\/cs\/wp-content\/uploads\/2019\/05\/ig-pravidelna-investice-blog.png\",\"datePublished\":\"2019-05-16T06:55:47+00:00\",\"dateModified\":\"2019-05-16T13:34:45+00:00\",\"breadcrumb\":{\"@id\":\"https:\/\/www.investguru.cz\/cs\/pravidelna-investice-pokles\/#breadcrumb\"},\"inLanguage\":\"cs\",\"potentialAction\":[{\"@type\":\"ReadAction\",\"target\":[\"https:\/\/www.investguru.cz\/cs\/pravidelna-investice-pokles\/\"]}]},{\"@type\":\"ImageObject\",\"inLanguage\":\"cs\",\"@id\":\"https:\/\/www.investguru.cz\/cs\/pravidelna-investice-pokles\/#primaryimage\",\"url\":\"https:\/\/www.investguru.cz\/cs\/wp-content\/uploads\/2019\/05\/ig-pravidelna-investice-blog.png\",\"contentUrl\":\"https:\/\/www.investguru.cz\/cs\/wp-content\/uploads\/2019\/05\/ig-pravidelna-investice-blog.png\",\"width\":880,\"height\":360},{\"@type\":\"BreadcrumbList\",\"@id\":\"https:\/\/www.investguru.cz\/cs\/pravidelna-investice-pokles\/#breadcrumb\",\"itemListElement\":[{\"@type\":\"ListItem\",\"position\":1,\"name\":\"Dom\u016f\",\"item\":\"https:\/\/www.investguru.cz\/cs\/\"},{\"@type\":\"ListItem\",\"position\":2,\"name\":\"Co se stane s pravidelnou investic\u00ed, kdy\u017e trhy n\u00e1hle poklesnou\"}]},{\"@type\":\"WebSite\",\"@id\":\"https:\/\/www.investguru.cz\/cs\/#website\",\"url\":\"https:\/\/www.investguru.cz\/cs\/\",\"name\":\"InvestGuru.cz\",\"description\":\"Vzd\u011bl\u00e1n\u00ed pro budouc\u00ed renti\u00e9r\u016f na cest\u011b k finan\u010dn\u00ed svobod\u011b\",\"publisher\":{\"@id\":\"https:\/\/www.investguru.cz\/cs\/#organization\"},\"potentialAction\":[{\"@type\":\"SearchAction\",\"target\":{\"@type\":\"EntryPoint\",\"urlTemplate\":\"https:\/\/www.investguru.cz\/cs\/?s={search_term_string}\"},\"query-input\":\"required name=search_term_string\"}],\"inLanguage\":\"cs\"},{\"@type\":\"Organization\",\"@id\":\"https:\/\/www.investguru.cz\/cs\/#organization\",\"name\":\"InvestGuru\",\"url\":\"https:\/\/www.investguru.cz\/cs\/\",\"logo\":{\"@type\":\"ImageObject\",\"inLanguage\":\"cs\",\"@id\":\"https:\/\/www.investguru.cz\/cs\/#\/schema\/logo\/image\/\",\"url\":\"https:\/\/www.investguru.cz\/cs\/wp-content\/uploads\/2018\/08\/ig.png\",\"contentUrl\":\"https:\/\/www.investguru.cz\/cs\/wp-content\/uploads\/2018\/08\/ig.png\",\"width\":600,\"height\":160,\"caption\":\"InvestGuru\"},\"image\":{\"@id\":\"https:\/\/www.investguru.cz\/cs\/#\/schema\/logo\/image\/\"},\"sameAs\":[\"https:\/\/www.facebook.com\/Fichtner-sro-185375650667\/\",\"https:\/\/www.linkedin.com\/company\/fichtner-s-r-o-\/\",\"https:\/\/www.youtube.com\/channel\/UCPT7GD3SrdsxmnD-sPuV3WA\"]},{\"@type\":\"Person\",\"@id\":\"https:\/\/www.investguru.cz\/cs\/#\/schema\/person\/11c1deaac88e4e132a67a091b395e3c8\",\"name\":\"Petr Syrov\u00fd\",\"image\":{\"@type\":\"ImageObject\",\"inLanguage\":\"cs\",\"@id\":\"https:\/\/www.investguru.cz\/cs\/#\/schema\/person\/image\/\",\"url\":\"https:\/\/www.investguru.cz\/cs\/wp-content\/uploads\/2021\/03\/petr-syrovy-150x150.jpg\",\"contentUrl\":\"https:\/\/www.investguru.cz\/cs\/wp-content\/uploads\/2021\/03\/petr-syrovy-150x150.jpg\",\"caption\":\"Petr Syrov\u00fd\"},\"description\":\"Senior investi\u010dn\u00ed analytik, EFP, EFA Petr je autorem 6 knihy o financ\u00edch jako t\u0159eba \u201eOsobn\u00ed finance\u201c a \u201eInvestov\u00e1n\u00ed pro za\u010d\u00e1te\u010dn\u00edky\u201c. P\u0159ipravuje metodiky, anal\u00fdzy a vzd\u011bl\u00e1v\u00e1 p\u0159edn\u00ed finan\u010dn\u00ed experty v \u010cR.\",\"url\":\"https:\/\/www.investguru.cz\/cs\/author\/petrsyrovy\/\"}]}<\/script>\n<!-- \/ Yoast SEO plugin. -->","yoast_head_json":{"title":"Co se stane s pravidelnou investic\u00ed, kdy\u017e trhy n\u00e1hle poklesnou - InvestGuru.cz","robots":{"index":"index","follow":"follow","max-snippet":"max-snippet:-1","max-image-preview":"max-image-preview:large","max-video-preview":"max-video-preview:-1"},"canonical":"https:\/\/www.investguru.cz\/cs\/pravidelna-investice-pokles\/","og_locale":"cs_CZ","og_type":"article","og_title":"Co se stane s pravidelnou investic\u00ed, kdy\u017e trhy n\u00e1hle poklesnou","og_description":"P\u0159i investov\u00e1n\u00ed na cest\u011b k finan\u010dn\u00ed nez\u00e1vislosti se ur\u010dit\u011b nevyhnete v\u00fdkyv\u016fm na trhu.","og_url":"https:\/\/www.investguru.cz\/cs\/pravidelna-investice-pokles\/","og_site_name":"InvestGuru.cz","article_publisher":"https:\/\/www.facebook.com\/Fichtner-sro-185375650667\/","article_published_time":"2019-05-16T06:55:47+00:00","article_modified_time":"2019-05-16T13:34:45+00:00","og_image":[{"width":1200,"height":628,"url":"https:\/\/www.investguru.cz\/cs\/wp-content\/uploads\/2019\/05\/ig-pravidelna-investice-social.png","type":"image\/png"}],"author":"Petr Syrov\u00fd","twitter_card":"summary_large_image","twitter_misc":{"Napsal(a)":"Petr Syrov\u00fd","Odhadovan\u00e1 doba \u010dten\u00ed":"7 minut"},"schema":{"@context":"https:\/\/schema.org","@graph":[{"@type":"Article","@id":"https:\/\/www.investguru.cz\/cs\/pravidelna-investice-pokles\/#article","isPartOf":{"@id":"https:\/\/www.investguru.cz\/cs\/pravidelna-investice-pokles\/"},"author":{"name":"Petr Syrov\u00fd","@id":"https:\/\/www.investguru.cz\/cs\/#\/schema\/person\/11c1deaac88e4e132a67a091b395e3c8"},"headline":"Co se stane s pravidelnou investic\u00ed, kdy\u017e trhy n\u00e1hle poklesnou","datePublished":"2019-05-16T06:55:47+00:00","dateModified":"2019-05-16T13:34:45+00:00","mainEntityOfPage":{"@id":"https:\/\/www.investguru.cz\/cs\/pravidelna-investice-pokles\/"},"wordCount":1331,"commentCount":1,"publisher":{"@id":"https:\/\/www.investguru.cz\/cs\/#organization"},"image":{"@id":"https:\/\/www.investguru.cz\/cs\/pravidelna-investice-pokles\/#primaryimage"},"thumbnailUrl":"https:\/\/www.investguru.cz\/cs\/wp-content\/uploads\/2019\/05\/ig-pravidelna-investice-blog.png","keywords":["pokles","pravideln\u00e1 investice"],"articleSection":["\u010cl\u00e1nky"],"inLanguage":"cs","potentialAction":[{"@type":"CommentAction","name":"Comment","target":["https:\/\/www.investguru.cz\/cs\/pravidelna-investice-pokles\/#respond"]}]},{"@type":"WebPage","@id":"https:\/\/www.investguru.cz\/cs\/pravidelna-investice-pokles\/","url":"https:\/\/www.investguru.cz\/cs\/pravidelna-investice-pokles\/","name":"Co se stane s pravidelnou investic\u00ed, kdy\u017e trhy n\u00e1hle poklesnou - InvestGuru.cz","isPartOf":{"@id":"https:\/\/www.investguru.cz\/cs\/#website"},"primaryImageOfPage":{"@id":"https:\/\/www.investguru.cz\/cs\/pravidelna-investice-pokles\/#primaryimage"},"image":{"@id":"https:\/\/www.investguru.cz\/cs\/pravidelna-investice-pokles\/#primaryimage"},"thumbnailUrl":"https:\/\/www.investguru.cz\/cs\/wp-content\/uploads\/2019\/05\/ig-pravidelna-investice-blog.png","datePublished":"2019-05-16T06:55:47+00:00","dateModified":"2019-05-16T13:34:45+00:00","breadcrumb":{"@id":"https:\/\/www.investguru.cz\/cs\/pravidelna-investice-pokles\/#breadcrumb"},"inLanguage":"cs","potentialAction":[{"@type":"ReadAction","target":["https:\/\/www.investguru.cz\/cs\/pravidelna-investice-pokles\/"]}]},{"@type":"ImageObject","inLanguage":"cs","@id":"https:\/\/www.investguru.cz\/cs\/pravidelna-investice-pokles\/#primaryimage","url":"https:\/\/www.investguru.cz\/cs\/wp-content\/uploads\/2019\/05\/ig-pravidelna-investice-blog.png","contentUrl":"https:\/\/www.investguru.cz\/cs\/wp-content\/uploads\/2019\/05\/ig-pravidelna-investice-blog.png","width":880,"height":360},{"@type":"BreadcrumbList","@id":"https:\/\/www.investguru.cz\/cs\/pravidelna-investice-pokles\/#breadcrumb","itemListElement":[{"@type":"ListItem","position":1,"name":"Dom\u016f","item":"https:\/\/www.investguru.cz\/cs\/"},{"@type":"ListItem","position":2,"name":"Co se stane s pravidelnou investic\u00ed, kdy\u017e trhy n\u00e1hle poklesnou"}]},{"@type":"WebSite","@id":"https:\/\/www.investguru.cz\/cs\/#website","url":"https:\/\/www.investguru.cz\/cs\/","name":"InvestGuru.cz","description":"Vzd\u011bl\u00e1n\u00ed pro budouc\u00ed renti\u00e9r\u016f na cest\u011b k finan\u010dn\u00ed svobod\u011b","publisher":{"@id":"https:\/\/www.investguru.cz\/cs\/#organization"},"potentialAction":[{"@type":"SearchAction","target":{"@type":"EntryPoint","urlTemplate":"https:\/\/www.investguru.cz\/cs\/?s={search_term_string}"},"query-input":"required name=search_term_string"}],"inLanguage":"cs"},{"@type":"Organization","@id":"https:\/\/www.investguru.cz\/cs\/#organization","name":"InvestGuru","url":"https:\/\/www.investguru.cz\/cs\/","logo":{"@type":"ImageObject","inLanguage":"cs","@id":"https:\/\/www.investguru.cz\/cs\/#\/schema\/logo\/image\/","url":"https:\/\/www.investguru.cz\/cs\/wp-content\/uploads\/2018\/08\/ig.png","contentUrl":"https:\/\/www.investguru.cz\/cs\/wp-content\/uploads\/2018\/08\/ig.png","width":600,"height":160,"caption":"InvestGuru"},"image":{"@id":"https:\/\/www.investguru.cz\/cs\/#\/schema\/logo\/image\/"},"sameAs":["https:\/\/www.facebook.com\/Fichtner-sro-185375650667\/","https:\/\/www.linkedin.com\/company\/fichtner-s-r-o-\/","https:\/\/www.youtube.com\/channel\/UCPT7GD3SrdsxmnD-sPuV3WA"]},{"@type":"Person","@id":"https:\/\/www.investguru.cz\/cs\/#\/schema\/person\/11c1deaac88e4e132a67a091b395e3c8","name":"Petr Syrov\u00fd","image":{"@type":"ImageObject","inLanguage":"cs","@id":"https:\/\/www.investguru.cz\/cs\/#\/schema\/person\/image\/","url":"https:\/\/www.investguru.cz\/cs\/wp-content\/uploads\/2021\/03\/petr-syrovy-150x150.jpg","contentUrl":"https:\/\/www.investguru.cz\/cs\/wp-content\/uploads\/2021\/03\/petr-syrovy-150x150.jpg","caption":"Petr Syrov\u00fd"},"description":"Senior investi\u010dn\u00ed analytik, EFP, EFA Petr je autorem 6 knihy o financ\u00edch jako t\u0159eba \u201eOsobn\u00ed finance\u201c a \u201eInvestov\u00e1n\u00ed pro za\u010d\u00e1te\u010dn\u00edky\u201c. P\u0159ipravuje metodiky, anal\u00fdzy a vzd\u011bl\u00e1v\u00e1 p\u0159edn\u00ed finan\u010dn\u00ed experty v \u010cR.","url":"https:\/\/www.investguru.cz\/cs\/author\/petrsyrovy\/"}]}},"_links":{"self":[{"href":"https:\/\/www.investguru.cz\/cs\/wp-json\/wp\/v2\/posts\/668"}],"collection":[{"href":"https:\/\/www.investguru.cz\/cs\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/www.investguru.cz\/cs\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/www.investguru.cz\/cs\/wp-json\/wp\/v2\/users\/6"}],"replies":[{"embeddable":true,"href":"https:\/\/www.investguru.cz\/cs\/wp-json\/wp\/v2\/comments?post=668"}],"version-history":[{"count":11,"href":"https:\/\/www.investguru.cz\/cs\/wp-json\/wp\/v2\/posts\/668\/revisions"}],"predecessor-version":[{"id":682,"href":"https:\/\/www.investguru.cz\/cs\/wp-json\/wp\/v2\/posts\/668\/revisions\/682"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/www.investguru.cz\/cs\/wp-json\/wp\/v2\/media\/678"}],"wp:attachment":[{"href":"https:\/\/www.investguru.cz\/cs\/wp-json\/wp\/v2\/media?parent=668"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/www.investguru.cz\/cs\/wp-json\/wp\/v2\/categories?post=668"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/www.investguru.cz\/cs\/wp-json\/wp\/v2\/tags?post=668"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}