{"id":639,"date":"2019-04-11T12:37:22","date_gmt":"2019-04-11T10:37:22","guid":{"rendered":"https:\/\/www.investguru.cz\/cs\/?p=639"},"modified":"2019-08-23T10:50:04","modified_gmt":"2019-08-23T08:50:04","slug":"ceske-statni-proti-inflacni-dluhopisy","status":"publish","type":"post","link":"https:\/\/www.investguru.cz\/cs\/ceske-statni-proti-inflacni-dluhopisy\/","title":{"rendered":"\u010cesk\u00e9 st\u00e1tn\u00ed proti-infla\u010dn\u00ed dluhopisy jsou zdaleka nejlep\u0161\u00edm zp\u016fsobem kr\u00e1tkodob\u00e9ho ulo\u017een\u00ed pen\u011bz"},"content":{"rendered":"<p><iframe loading=\"lazy\" src=\"https:\/\/www.youtube.com\/embed\/MGej63buuqM?rel=0&amp;showinfo=0&amp;autoplay=1&amp;modestbranding=1\" width=\"720\" height=\"405\" frameborder=\"0\" allowfullscreen=\"allowfullscreen\" allow=\"autoplay\"><\/iframe><\/p>\n<p style=\"text-align: center\"><a href=\"https:\/\/www.fichtner.cz\/proti-inflacni-dluhopisy\/?utm_source=investguru&#038;utm_medium=blog&#038;utm_campaign=video\" class=\"button\">Z\u00edskejte anal\u00fdzu proti-infla\u010dn\u00ed dluhopis\u016f<\/a><\/p>\n<h2>P\u0159epis videa<\/h2>\n<p>Kone\u010dn\u011b je tady alternativa ke spo\u0159\u00edc\u00edm \u00fa\u010dt\u016fm a term\u00ednovan\u00fdm vklad\u016fm.<br \/>\nAle bank\u00e9\u0159i o n\u00ed moc nemluv\u00ed, proto\u017ee z n\u00ed nemaj\u00ed \u017e\u00e1dnou provizi.<br \/>\nA mnoz\u00ed lid\u00e9 o tom ani po\u0159\u00e1dn\u011b nev\u00ed.<\/p>\n<p>N\u011bkte\u0159\u00ed dokonce \u0159\u00edkaj\u00ed: \u201eJ\u00e1 jsem o tom n\u011bco zaslechl, ale n\u011bjak jsem tomu nev\u011bnoval pozornost.\u201d<\/p>\n<p>A to je chyba!<br \/>\nProto\u017ee naposledy tady byl takov\u00fd zaj\u00edmav\u00fd n\u00e1stroj p\u0159ed 6 lety.<\/p>\n<p>Tento finan\u010dn\u00ed n\u00e1stroj poraz\u00ed inflaci, kter\u00e1 v posledn\u00ed dob\u011b stoupla na 2,7%.<br \/>\nTento n\u00e1stroj nen\u00ed jenom pro statis\u00edce korun, jako \u201ev\u00fdhodn\u00e9\u201d spo\u0159\u00edc\u00ed \u00fa\u010dty, kter\u00e9 vid\u00edte v reklam\u00e1ch bank.<\/p>\n<p>Je to novinka.<br \/>\nA kdy\u017e se o tomto n\u00e1stroji bav\u00edme s na\u0161imi klienty, kte\u0159\u00ed s n\u00e1mi investuj\u00ed jednotky, des\u00edtky, nebo i stovky milion\u016f korun, tak se ptaj\u00ed: \u201eM\u00e1 to n\u011bjak\u00fd h\u00e1\u010dek? A kde se m\u016f\u017eu dozv\u011bd\u011bt v\u00edc?\u201d<\/p>\n<p>Dote\u010f museli dr\u017eet hotovost, proto\u017ee na trhu chyb\u011bl v\u00fdhodn\u00fd konzervativn\u00ed n\u00e1stroj.<br \/>\nAle to se v t\u011bchto dnech zm\u011bnilo!<\/p>\n<h2>\u010cesk\u00e1 republika vyd\u00e1v\u00e1 proti-infla\u010dn\u00ed dluhopisy<\/h2>\n<p>Budou dostupn\u00e9 de facto jenom do konce kv\u011btna, tak\u017ee se tomu vyplat\u00ed v\u011bnovat pozornost te\u010f hned.<\/p>\n<p>Tyto dluhopisy vyn\u00e1\u0161\u00ed v\u00edce ne\u017e jak\u00e9koliv vklady, spo\u0159\u00edc\u00ed \u00fa\u010dty, fondy pen\u011b\u017en\u00edho trhu nebo fondy investuj\u00edc\u00ed do \u010desk\u00fdch dluhopis\u016f.<\/p>\n<p>Na rozd\u00edl od jin\u00fdch st\u00e1tn\u00edch dluhopis\u016f, toti\u017e proti-infla\u010dn\u00ed dluhopisy nab\u00edz\u00ed v\u00fdnos ve v\u00fd\u0161i inflace, co\u017e je aktu\u00e1ln\u011b 2,7 %, a tento v\u00fdnos, infla\u010dn\u00ed, je je\u0161t\u011b nav\u00fd\u0161en\u00fd o dal\u0161\u00edch 0,5 % ro\u010dn\u011b.<\/p>\n<p><strong>Takov\u00fd v\u00fdnos nikde jinde nedostanete.<\/strong> A je pot\u0159eba ho neprop\u00e1st.<\/p>\n<p>D\u00edky sv\u00e9 konstrukci, o kter\u00e9 p\u00ed\u0161eme v anal\u00fdze, jsou toti\u017e dluhopisy bezkonkuren\u010dn\u00ed alternativou ro\u010dn\u00edm, nebo dvoulet\u00fdm term\u00ednovan\u00fdm vklad\u016fm.<\/p>\n<p>Na rozd\u00edl od r\u016fzn\u00fdch spo\u0159\u00edc\u00edch \u00fa\u010dt\u016f, si tyto dluhopisy m\u016f\u017eete nakoupit na jedno rodn\u00e9 \u010d\u00edslo a\u017e za 5 mil. K\u010d.<\/p>\n<p>Tak\u017ee jsou vhodn\u00e9 pro investice i v\u011bt\u0161\u00ed, nejenom pro prvn\u00edch 150 nebo 200 tis\u00edc korun, jako v p\u0159\u00edpad\u011b mnoha v reklam\u011b propagovan\u00fdch spo\u0159\u00edc\u00edch \u00fa\u010dt\u016f.<\/p>\n<p>P\u0159esto\u017ee jde zdaleka o nejlep\u0161\u00ed produkt pro kr\u00e1tkodob\u00e9 ulo\u017een\u00ed pen\u011bz, banky na n\u011bj v reklam\u011b nikoho nel\u00e1kaj\u00ed.<br \/>\nA mnoz\u00ed poradci a bank\u00e9\u0159i je ani klient\u016fm proaktivn\u011b nedoporu\u010duj\u00ed.<br \/>\nJeden zn\u00e1m\u00fd analytik n\u00e1m dokonce napsal: <em>\u201ePtal jsem se pro zaj\u00edmavost dvou poradc\u016f, co si o tom mysl\u00ed. A oba m\u011b poslali k \u0161\u00edpku. Nen\u00ed za to provize.\u201d<\/em><\/p>\n<p><strong>Proti-infla\u010dn\u00ed dluhopisy jsou toti\u017e dobr\u00e9 pro klienty, ale ne pro banky.<\/strong> T\u011bm toti\u017e v\u00fdznamn\u011b konkuruj\u00ed. <\/p>\n<p>Kdyby si toti\u017e \u010desk\u00e9 proti-infla\u010dn\u00ed dluhopisy koupilo hodn\u011b lid\u00ed, za hodn\u011b pen\u011bz, bank\u00e1m by to mohlo za\u010d\u00edt sni\u017eovat jejich miliardov\u00e9 zisky.<br \/>\nA to by bylo dob\u0159e.<br \/>\nPotom by snad kone\u010dn\u011b banky za\u010daly pom\u00e1hat vyd\u011bl\u00e1vat miliardy nejenom sob\u011b, ale i sv\u00fdm klient\u016fm.<\/p>\n<p>V na\u0161\u00ed spole\u010dnosti, Fichtner s.r.o., rad\u00edme s investov\u00e1n\u00edm stovk\u00e1m klient\u016f.<br \/>\nTi s n\u00e1mi investuj\u00ed v\u00edce ne\u017e 3,5 miliardy korun.<br \/>\nA plat\u00ed n\u00e1s nap\u0159\u00edmo p\u0159ev\u00e1\u017en\u011b z toho, co jim vyd\u011bl\u00e1me.<\/p>\n<p>A pr\u00e1v\u011b proto jsme pro n\u011b p\u0159ipravili detailn\u00ed anal\u00fdzu i t\u011bchto proti-infla\u010dn\u00edch dluhopis\u016f.<\/p>\n<p>Tyto dluhopisy by m\u011bl v konzervativn\u00ed \u010d\u00e1sti portfolia m\u00edt t\u00e9m\u011b\u0159 ka\u017ed\u00fd.<br \/>\nAle kolik jich m\u00edt a jak o nich p\u0159em\u00fd\u0161let, by si m\u011bl ka\u017ed\u00fd \u010dlov\u011bk dob\u0159e rozmyslet.<\/p>\n<p>Proto\u017ee tyto dluhopisy by m\u011bly b\u00fdt nezbytnou sou\u010d\u00e1st\u00ed portfolia, ale ne sou\u010d\u00e1st\u00ed jedinou.<br \/>\nProto\u017ee maj\u00ed jako ka\u017ed\u00fd finan\u010dn\u00ed produkt i sv\u00e1 omezen\u00ed.<\/p>\n<p>My na\u0161im klient\u016fm rad\u00edme, kolik p\u0159esn\u011b t\u011bch dluhopis\u016f maj\u00ed m\u00edt, a jak zapadaj\u00ed do jejich dlouhodob\u00e9ho portfolia.<\/p>\n<p>Ale pokud nejste n\u00e1\u0161 klient a nezn\u00e1me v\u0161echny souvislosti, nem\u016f\u017eeme v\u00e1m poradit, kolik jich koupit jen tak od stolu.<\/p>\n<h2>Anal\u00fdza proti-infla\u010dn\u00edch dluhopis\u016f<\/h2>\n<p>Co ale m\u016f\u017eeme ud\u011blat, je nasd\u00edlet s v\u00e1mi stejn\u00fd materi\u00e1l, kter\u00fd jsme p\u016fvodn\u011b p\u0159ipravili jen pro na\u0161e plat\u00edc\u00ed klienty.<br \/>\nD\u00edky n\u011bmu i vy m\u016f\u017eete pop\u0159em\u00fd\u0161let, jak vyu\u017e\u00edt tuto unik\u00e1tn\u00ed p\u0159\u00edle\u017eitost a porazit v n\u00e1sleduj\u00edc\u00edch letech alespo\u0148 inflaci.<\/p>\n<p>V t\u00e9to anal\u00fdze, kter\u00e1 m\u00e1 10 stran, tak najdete mimo jin\u00e9:<br \/>\nParametry toho dluhopisu, jeho o\u010dek\u00e1van\u00e9 v\u00fdnosy, sc\u00e9n\u00e1\u0159e v\u00fdvoje \u00farokov\u00fdch sazeb.<br \/>\nAle p\u0159edev\u0161\u00edm podm\u00ednky pro n\u00e1kup a prodej, d\u00edky kter\u00fdm zjist\u00edte, jak ze 6let\u00e9ho dluhopisu, m\u016f\u017eete pro sebe vlastn\u011b ud\u011blat ro\u010dn\u00ed, nebo dvoulet\u00fd term\u00ednovan\u00fd vklad.<\/p>\n<p>A tahle anal\u00fdza tak\u00e9 obsahuje postup pro n\u00e1kup i prodej, proto\u017ee o to se s v\u00e1mi t\u00e9m\u011b\u0159 \u017e\u00e1dn\u00fd bank\u00e9\u0159 nepod\u011bl\u00ed.<\/p>\n<p>Tak\u017ee jestli chcete porazit inflaci, a proti-infla\u010dn\u00ed dluhopisy v\u00e1s zaujaly, tak te\u010f m\u016f\u017eete z\u00edskat jejich anal\u00fdzu zdarma.<\/p>\n<p>Z\u00edsk\u00e1te tak kompletn\u00ed informace o investi\u010dn\u00edm n\u00e1stroji, kter\u00fd tady u\u017e l\u00e9ta nebyl.<\/p>\n<p style=\"text-align: center\"><a href=\"https:\/\/www.fichtner.cz\/proti-inflacni-dluhopisy\/?utm_source=investguru&#038;utm_medium=blog&#038;utm_campaign=video-bottom\" class=\"button\">Z\u00edskejte anal\u00fdzu proti-infla\u010dn\u00ed dluhopis\u016f<\/a><\/p>\n","protected":false},"excerpt":{"rendered":"<p>Objevte novou alternativu spo\u0159\u00edc\u00edch \u00fa\u010dt\u016f a term\u00ednovan\u00fdch vklad\u016f<\/p>\n","protected":false},"author":2,"featured_media":0,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"video","meta":{"_genesis_hide_title":false,"_genesis_hide_breadcrumbs":false,"_genesis_hide_singular_image":false,"_genesis_hide_footer_widgets":false,"_genesis_custom_body_class":"","_genesis_custom_post_class":"","_genesis_layout":"","footnotes":""},"categories":[4],"tags":[24,25],"class_list":["post-639","post","type-post","status-publish","format-video","category-video-tipy","tag-dluhopisy","tag-proti-inflacni-dluhopisy","post_format-post-format-video","entry","has-post-thumbnail"],"_links":{"self":[{"href":"https:\/\/www.investguru.cz\/cs\/wp-json\/wp\/v2\/posts\/639","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/www.investguru.cz\/cs\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/www.investguru.cz\/cs\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/www.investguru.cz\/cs\/wp-json\/wp\/v2\/users\/2"}],"replies":[{"embeddable":true,"href":"https:\/\/www.investguru.cz\/cs\/wp-json\/wp\/v2\/comments?post=639"}],"version-history":[{"count":5,"href":"https:\/\/www.investguru.cz\/cs\/wp-json\/wp\/v2\/posts\/639\/revisions"}],"predecessor-version":[{"id":642,"href":"https:\/\/www.investguru.cz\/cs\/wp-json\/wp\/v2\/posts\/639\/revisions\/642"}],"wp:attachment":[{"href":"https:\/\/www.investguru.cz\/cs\/wp-json\/wp\/v2\/media?parent=639"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/www.investguru.cz\/cs\/wp-json\/wp\/v2\/categories?post=639"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/www.investguru.cz\/cs\/wp-json\/wp\/v2\/tags?post=639"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}