﻿{"id":364,"date":"2019-01-17T12:37:14","date_gmt":"2019-01-17T11:37:14","guid":{"rendered":"https:\/\/www.investguru.cz\/cs\/?p=364"},"modified":"2019-01-17T13:14:54","modified_gmt":"2019-01-17T12:14:54","slug":"ales-prandstetter-predstaveni","status":"publish","type":"post","link":"https:\/\/www.investguru.cz\/cs\/ales-prandstetter-predstaveni\/","title":{"rendered":"Ale\u0161 Prandstetter: To, co p\u0159in\u00e1\u0161\u00ed \u00fasp\u011bch v investic\u00edch, je jednoduchost"},"content":{"rendered":"<p><iframe loading=\"lazy\" src=\"https:\/\/www.youtube.com\/embed\/yY6G4t0RD4w?rel=0&amp;showinfo=0&amp;autoplay=1&amp;modestbranding=1\" width=\"720\" height=\"405\" frameborder=\"0\" allowfullscreen=\"allowfullscreen\" allow=\"autoplay\"><\/iframe><\/p>\n<h2>P\u0159epis rozhovoru Vladim\u00edra Fichtnera a Ale\u0161e Prandstettera<\/h2>\n<p><strong>Dneska m\u00e1m nov\u00e9ho hosta. Vlastn\u011b nen\u00ed to host, je to n\u00e1\u0161 nov\u00fd kolega. Ale\u0161 Prandstetter. Ahoj Ale\u0161i.<\/strong><\/p>\n<p>Ahoj a dobr\u00fd den.<\/p>\n<p><strong>Ale\u0161 je \u010dlov\u011bk, kter\u00fd je\u0161t\u011b do ned\u00e1vna vystupoval jako investi\u010dn\u00ed strat\u00e9g v \u010cSOB asset managementu. A j\u00e1 m\u00e1m velkou radost, \u017ee od 1. ledna u\u017e je sou\u010d\u00e1st\u00ed na\u0161eho t\u00fdmu. Moje prvn\u00ed ot\u00e1zka Ale\u0161i k tob\u011b je&#8230;<br \/>\nCo t\u011b vlastn\u011b k n\u00e1m p\u0159iv\u00e1d\u00ed?<\/strong><\/p>\n<p>Vladim\u00edre, zaj\u00edmav\u00e1 a smyslupln\u00e1 pr\u00e1ce. Mo\u017en\u00e1 to zn\u00ed tro\u0161ku vzletn\u011b nebo nadnesen\u011b, pro m\u011b je \u010d\u00edm d\u00e1l t\u00edm v\u00edc d\u016fle\u017eit\u011bj\u0161\u00ed, aby to co d\u011bl\u00e1m, aby d\u00e1valo smysl nejen m\u011b, ale i t\u011bm, pro koho ty v\u011bci d\u011bl\u00e1m.<\/p>\n<p>A mysl\u00edm si, \u017ee za ta l\u00e9ta, co d\u011bl\u00e1m investice u\u017e tomu tro\u0161ku rozum\u00edm, a v\u00edm, co se t\u0159eba<br \/>\nleckde d\u011bl\u00e1 \u0161patn\u011b, a co naopak je pot\u0159eba d\u011blat l\u00e9pe.<\/p>\n<p>Zn\u00e1me se, j\u00e1 v\u00edm, \u017ee ty ty v\u011bci d\u011bl\u00e1\u0161 dob\u0159e, d\u011bl\u00e1\u0161 je tak, jak je m\u00e1m ve zvyku d\u011blat j\u00e1, jak si mysl\u00edm, \u017ee jsou spr\u00e1vn\u011b.<\/p>\n<p>A to uspokojen\u00ed z t\u00e9 pr\u00e1ce a uspokojen\u00ed z toho, \u017ee budu d\u011blat se zaj\u00edmav\u00fdmi lidmi, m\u011b sem p\u0159iv\u00e1d\u00ed. To je pro m\u011b prost\u011b d\u016fle\u017eit\u00e9.<\/p>\n<p><strong>To jsme r\u00e1di, to jsme r\u00e1di. A ty jsi \u0159\u00edkal, \u017ee se zn\u00e1me, my se zn\u00e1me z PPF, to u\u017e je 20 let, mo\u017en\u00e1, co jsme se tam potkali poprv\u00e9. A pak jsme se dlouho nevid\u011bli. V\u011bd\u011bli jsme o sob\u011b, dlouho jsme se nevid\u011bli.<\/strong><\/p>\n<p><strong>My vlastn\u011b s na\u0161imi kolegy, analytiky, jsme si t\u011b vyhl\u00eddli u\u017e p\u0159ed dv\u011bma lety. Tv\u00e1 r\u016fzn\u00e1 videa. Tak jsme si \u0159ekli, to je p\u0159esn\u011b ten \u010dlov\u011bk, kter\u00fd pasuje do na\u0161eho t\u00fdmu. Jak p\u0159em\u00fd\u0161l\u00ed, a naopak<\/strong><br \/>\n<strong>jak m\u00e1 ty v\u011bci tro\u0161ku jinak, na n\u011bkter\u00e9 v\u011bci jin\u00fd n\u00e1zor, proto\u017ee ta kvalita vznik\u00e1 ne v tom, \u017ee se v\u0161ichni shodneme na v\u0161em, ale \u017ee tro\u0161ku jsme taky r\u016fzn\u00ed.<\/strong><\/p>\n<p><strong>Co m\u00e1\u0161 vlastn\u011b Ale\u0161i v\u0161echno na sebou? PPF bylo prvn\u00ed?<\/strong><\/p>\n<p>PPF bylo \u00fapln\u011b prvn\u00ed.<\/p>\n<p>Jeden z lid\u00ed, se kter\u00fdm jsem se pracovn\u011b nejd\u0159\u00edve potkal po \u0161kole, tak jsi byl ty, v podstat\u011b. A tam jsi byl investi\u010dn\u00ed analytik, ale taky jsi m\u011bl, u\u017e jsi m\u011bl tenkr\u00e1t n\u011bjak\u00e1 p\u0159edstavenstva a dozor\u010d\u00ed rady? Nebo to a\u017e pozd\u011bji?<\/p>\n<p>U\u017e i tenkr\u00e1t, co\u017e bylo hrozn\u011b zaj\u00edmav\u00e9, proto\u017ee po \u0161kole vlastn\u011b se \u010dlov\u011bk dostal k investic\u00edm, ale i k tomu, jak se \u0159\u00edd\u00ed firmy. A byla to vlastn\u011b takov\u00e1 \u0161kola na druhou.<\/p>\n<p>Je\u0161t\u011b jedna \u0161kola po \u0161kole.<\/p>\n<p>Ale ta \u0161kola praxe, kter\u00e1 mi tenkr\u00e1t dala hodn\u011b moc, proto\u017ee jak je \u010dlov\u011bk mlad\u00fd, tak dok\u00e1\u017ee<br \/>\nvn\u00edmat obrovsk\u00e1 kvanta dat a informac\u00ed.<\/p>\n<p>A tenkr\u00e1t mi to hodn\u011b dalo.<\/p>\n<p><strong>A s PPF jsi potom zam\u00ed\u0159il?<\/strong><\/p>\n<p>Zam\u00ed\u0159il jsem do Prvn\u00ed investi\u010dn\u00ed, co\u017e byl vlastn\u011b \u010dlen skupiny IPB.<\/p>\n<p>IPB Group, jedna z nejv\u011bt\u0161\u00edch, byla to jedni\u010dka na trhu, nejv\u011bt\u0161\u00ed spr\u00e1vce.<\/p>\n<p>Nicm\u00e9n\u011b mnoz\u00ed v\u011bd\u00ed, jak to vlastn\u011b s IPB dopadlo, kdy ta p\u0159ehnan\u00e1 expanze vedla k tomu, \u017ee IPB neusp\u011bla, a\u010dkoliv byla jedni\u010dka nejen v investic\u00edch, ale i v mnoha dal\u0161\u00edch oblastech.<\/p>\n<p>P\u0159evzet\u00edm jsem vlastn\u011b skon\u010dil v \u010cSOB investi\u010dn\u00ed spole\u010dnosti, tzn. ve skupin\u011b \u010cSOB pota\u017emo KBC. P\u0159ece jenom ten p\u0159echod nebyl jednoduch\u00fd, tak\u017ee jsem po n\u011bjak\u00e9 dob\u011b str\u00e1ven\u00e9 ve skupin\u011b \u010cSOB ode\u0161el, ze skupiny \u010cSOB.<\/p>\n<p>P\u0159i\u0161el jsem vlastn\u011b zp\u00e1tky do PPF, tak\u017ee takov\u00e1 zaj\u00edmav\u00e1 varianta p\u0159estup\u016f.<\/p>\n<p><strong>Ty m\u00e1\u0161 za sebou n\u011bkolik p\u0159estup\u016f, ale po\u0159\u00e1d mezi stejn\u00fdmi t\u00fdmy.<\/strong><\/p>\n<p>P\u0159esn\u011b tak. P\u0159esn\u011b tak.<\/p>\n<p>Proto\u017ee vlastn\u011b do PPF jsem se vlastn\u011b vracel, za mnoha lidmi, kter\u00e9 u\u017e jsem znal z d\u0159\u00edv\u011bj\u0161ka. A byl to ur\u010dit\u011b p\u0159\u00edjemn\u00fd n\u00e1stup tam, tenkr\u00e1t.<\/p>\n<p>Jen\u017ee vid\u011bl jsem, \u017ee \u010dlov\u011bk nevstoup\u00ed 2x do stejn\u00e9 \u0159eky.<\/p>\n<p>P\u0159ece jenom bylo to v dob\u011b, kdy u\u017e PPF nebyla o p\u00e1r lidech, o 20 lidech, ale u\u017e to byla<br \/>\nkorporace opravdu.<\/p>\n<p>A j\u00e1 jsem c\u00edtil, \u017ee se tam tro\u0161ku ztr\u00e1c\u00edm. A nebylo mi to \u00fapln\u011b p\u0159\u00edjemn\u00e9.<\/p>\n<p>Tak\u017ee pak jsem si odsko\u010dil, vlastn\u011b to byla moje doposavad jedin\u00e1 zku\u0161enost jako s men\u0161\u00ed firmou, kdy to byla firma, kter\u00e1 podnikala v r\u00e1mci telekomunikac\u00ed, byl to prost\u011b v\u00fdrobn\u00ed sektor.<\/p>\n<p>Bylo to n\u011bco, kdy jsem pou\u017eil zku\u0161enosti i z \u0159\u00edzen\u00ed firem. Konkr\u00e9tn\u011b finance, controlling a podobn\u011b.<\/p>\n<p>Nicm\u00e9n\u011b proto\u017ee to byla jugosl\u00e1vsk\u00e1 spole\u010dnost, tak bylo pom\u011brn\u011b slo\u017eit\u00e9 tam kontrolovat n\u011bkter\u00e9 v\u011bci. A zavolal mi tenkr\u00e1t z \u010cSOB, vlastn\u011b v sou\u010dasn\u00e9 dob\u011b jeden z \u0161\u00e9f\u016f priv\u00e1tn\u00ed banky, abych se vr\u00e1til, \u017ee se jim po m\u011b st\u00fdsk\u00e1.<\/p>\n<p>\u017de ocenili, jakou pr\u00e1ci jsem tam vykon\u00e1val, a ty neshody, kter\u00e9 jsme tenkr\u00e1t m\u011bly vlastn\u011b, \u017ee m\u011bly to racio, to \u017ee byly rozumn\u00e9.<\/p>\n<p>Tak\u017ee j\u00e1 jsem se vr\u00e1til zp\u00e1tky do \u010cSOB, a vydr\u017eel jsem v \u010cSOB v asset managementu p\u0159es 10 let.<\/p>\n<p>A\u017e teprve vlastn\u011b ty jsi zavolal se zaj\u00edmav\u00fdm n\u00e1m\u011btem, zaj\u00edmavou nab\u00eddkou.<\/p>\n<p>A j\u00e1 jsem tomu hrozn\u011b r\u00e1d.<\/p>\n<p>Proto\u017ee p\u0159ece jenom 10 let je dlouh\u00e1 doba, j\u00e1 si mysl\u00edm, \u017ee po 10 letech by \u010dlov\u011bk m\u011bl u\u017e zkusit d\u011blat n\u011bco jin\u00e9ho.<\/p>\n<p><strong>No, p\u0159ich\u00e1z\u00ed\u0161 v zaj\u00edmav\u00e9 dob\u011b, zrovna jsme uprost\u0159ed pokles\u016f, kter\u00e9 jsme naposledy vid\u011bli p\u0159ed n\u011bjak\u00fdmi 3 lety.<\/strong><\/p>\n<p><strong>A my jsme se o tom tak\u00e9 bavili.<\/strong><\/p>\n<p><strong>Jak vlastn\u011b to \u0159e\u0161\u00ed ta banka, co se \u0159e\u0161\u00ed v bance, a ty jsi byl vlastn\u011b u toho, kdy\u017e jsme<\/strong><br \/>\n<strong>p\u0159ed V\u00e1noci pro klienty nakupovali.<\/strong><\/p>\n<p><strong>M\u00e1\u0161 n\u011bjak\u00fd koment\u00e1\u0159? Jako te\u010f u\u017e ne jako investi\u010dn\u00ed strat\u00e9g \u010cSOB, ale te\u010f jako priv\u00e1tn\u00ed osoba,<\/strong><br \/>\n<strong>\u00fapln\u011b na za\u010d\u00e1tku jsi u n\u00e1s, te\u010f.<\/strong><\/p>\n<p><strong>Co ty doporu\u010duje\u0161, nebo co jsi doporu\u010doval klient\u016fm sv\u00fdm, nebo co d\u011bl\u00e1\u0161 se sv\u00fdmi pen\u011bzi. To je v\u017edycky nejlep\u0161\u00ed asi se zeptat. Jak vid\u00ed\u0161 ty poklesy, sou\u010dasn\u00e9.<\/strong><\/p>\n<p>J\u00e1, jak si na za\u010d\u00e1tku \u0159\u00edkal, \u017ee si rozum\u00edme i v t\u00e9 investi\u010dn\u00ed strategii, vlastn\u011b, co je pro ty, co cht\u011bj\u00ed investovat, co je pro n\u011b dobr\u00e9, tak ty poklesy j\u00e1 vid\u00edm jako p\u0159\u00edle\u017eitost.<\/p>\n<p>Jako p\u0159\u00edle\u017eitost k tomu, koupit diverzifikovan\u00e9 portfolio, nebo n\u011bkter\u00e9 zaj\u00edmav\u00e9 firmy s ur\u010ditou slevou.<\/p>\n<p>V\u011bt\u0161inou ty poklesy maj\u00ed samoz\u0159ejm\u011b n\u011bjakou svoj\u00ed p\u0159\u00ed\u010dinu, nicm\u00e9n\u011b ta p\u0159\u00ed\u010dina zpravidla neb\u00fdv\u00e1 dlouhodob\u00e9ho trv\u00e1n\u00ed, v\u011bt\u0161inou ten sv\u011bt se v\u017edycky n\u011bjak p\u0159izp\u016fsob\u00ed a zase jak cyklicky se pohybuje, tak ten cyklus v\u011bt\u0161inou vede sm\u011brem nahoru, nebo historicky kdy\u017e se pod\u00edv\u00e1me, tak vid\u00edme, \u017ee ty akcie historicky, a mysl\u00edme si to, i do budoucna d\u00e1vaj\u00ed ten nejv\u011bt\u0161\u00ed smysl z hlediska investic.<\/p>\n<p>No tak\u017ee j\u00e1 samoz\u0159ejm\u011b ve sv\u00e9m portfoliu nakupuju, a byl jsem r\u00e1d, hrozn\u011b se mi l\u00edbilo, \u017ee tady vlastn\u011b klienti a v\u0161ichni jsou nastaveni na to, \u017ee opravdu si m\u016f\u017eeme nakoupit s ur\u010ditou slevou, a \u017ee to d\u00e1v\u00e1 smysl.<\/p>\n<p>Byl to obrovsk\u00fd kontrast proti tomu bankovn\u00edmu prost\u0159ed\u00ed, kdy naopak moj\u00ed nejv\u011bt\u0161\u00ed \u00falohou bylo vysv\u011btlovat, pro\u010d jsou ty poklesy, jak dlouho asi je\u0161t\u011b budou trvat, a co ud\u011blaj\u00ed akcie p\u0159\u00ed\u0161t\u00ed t\u00fdden, co ud\u011blaj\u00ed p\u0159\u00ed\u0161t\u00ed m\u011bs\u00edc, a tak d\u00e1le.<\/p>\n<p>Co\u017e jsou ot\u00e1zky, na kter\u00e9 j\u00e1 prost\u011b nem\u016f\u017eu zn\u00e1t odpov\u011b\u010f.<\/p>\n<p>J\u00e1 dok\u00e1\u017eu \u0159\u00edct, co ud\u011blaj\u00ed akcie za 10 let, ale ne, co ud\u011blaj\u00ed p\u0159\u00ed\u0161t\u00ed t\u00fdden.<\/p>\n<p><strong>Tak\u017ee v tom bankovn\u00edm prost\u0159ed\u00ed, j\u00e1 jsem to tak\u00e9 vid\u011bl, v bank\u00e1ch r\u016fzn\u00fdch vlastn\u011b, a \u010dasto i v poradensk\u00fdch firm\u00e1ch, \u017ee je to o kontrole jako odchodu t\u011bch klient\u016f, m\u00edsto toho, aby to bylo o tom, \u017ee ti klienti p\u0159ich\u00e1zej\u00ed a \u0159\u00edkaj\u00ed, my chceme nakupovat, u\u017e je ten spr\u00e1vn\u00fd \u010das.<\/strong><\/p>\n<p><strong>Tak\u017ee m\u011b pot\u011b\u0161ilo, \u017ee jsi vlastn\u011b t\u011bsn\u011b p\u0159ed n\u00e1stupem za\u017eil, jak to d\u011bl\u00e1me my, a \u017ee to bylo vlastn\u011b to sam\u00e9, co d\u011bl\u00e1\u0161 ty se sv\u00fdma pen\u011bzma.<\/strong><\/p>\n<p><strong>Co\u017e je od tebe jako prof\u00edka docela zaj\u00edmav\u00e1 zku\u0161enost.<\/strong><\/p>\n<p><strong>Vid\u011bt, \u017ee se to d\u00e1 d\u011blat i pro klienty.<\/strong><\/p>\n<p><strong>I kdy\u017e samoz\u0159ejm\u011b dneska jich m\u00e1me mnohem m\u00e9n\u011b, ne\u017e banky, ale na\u0161\u00edm c\u00edlem je pom\u00e1hat hodn\u011b lidem, tak\u017ee to bude tak\u00e9 jedna z tv\u00fdch rol\u00ed.<\/strong><\/p>\n<p>P\u0159esn\u011b tak a j\u00e1 se na to t\u011b\u0161\u00edm, proto\u017ee pr\u00e1v\u011b ta smysluplnost toho kon\u00e1n\u00ed.<\/p>\n<p>V investic\u00edch nen\u00ed pot\u0159eba m\u00edt n\u011bjak\u00e9 extra slo\u017eit\u00e9 algoritmy. N\u011bjak\u00e9 extra slo\u017eit\u00e9 modely. V principu to, co p\u0159in\u00e1\u0161\u00ed \u00fasp\u011bch je jednoduchost.<\/p>\n<p>Je to ur\u010dit\u00e1 vize, toho jak\u00fdm zp\u016fsobem a k jak\u00e9mu c\u00edli chci doj\u00edt, a to m\u00e1lokdo t\u0159eba z t\u011bch<br \/>\nklient\u016f t\u011bch velk\u00fdch bank m\u00e1. Nebo je jim to tak vysv\u011btleno.<\/p>\n<p>A pak samoz\u0159ejm\u011b ti klienti sleduj\u00ed pohyby m\u011bs\u00ed\u010dn\u00ed, nebo prost\u011b p\u016flro\u010dn\u00ed, a jsou z toho t\u0159eba zd\u011b\u0161eni, nebo maj\u00ed pocit, \u017ee se n\u011bco d\u011bje \u0161patn\u011b, a je to o tom vzd\u011bl\u00e1n\u00ed, o t\u00e9 jednoduchosti.<\/p>\n<p><strong>No j\u00e1 jsem vlastn\u011b je\u0161t\u011b ne\u0159ekl, co bude\u0161 d\u011blat u n\u00e1s. Ale tak abysme se k tomu tak\u00e9 dostali. Na z\u00e1v\u011br toho prvn\u00edho tv\u00e9ho p\u0159estaven\u00ed. Ty bude\u0161 samoz\u0159ejm\u011b sou\u010d\u00e1st\u00ed na\u0161eho analytick\u00e9ho t\u00fdmu, kter\u00fd svou senioritou v\u00fdznamn\u011b pos\u00edl\u00ed\u0161, za to jsme velmi r\u00e1di.<\/strong><\/p>\n<p><strong>Ale druh\u00e1 v\u011bc, my jsme p\u0159ed rokem a p\u016fl za\u017e\u00e1dali \u010cNB o licenci, pro nov\u011b vznikaj\u00edc\u00ed firmu, kter\u00e1 by m\u011bla b\u00fdt obchodn\u00edkem s cenn\u00fdmi pap\u00edry, a m\u011bla by d\u011blat digit\u00e1ln\u00ed poradenstv\u00ed jenom pro budouc\u00ed renti\u00e9ry.<\/strong><\/p>\n<p><strong>A to bude tvoje role. Spolu s Honzou Val\u00e1\u0161kem budete tenhle ten projekt \u0159\u00eddit. Doufejme, \u017ee u\u017e brzo, \u017ee licence n\u011bkdy v p\u0159\u00ed\u0161t\u00edch m\u011bs\u00edc\u00edch snad bude schv\u00e1lena.<\/strong><\/p>\n<p><strong>A jak se t\u011b\u0161\u00ed\u0161, na tenhle projekt?<\/strong><\/p>\n<p>J\u00e1 se na to hrozn\u011b t\u011b\u0161\u00edm. Na to, \u017ee budeme provozovat koncept, kter\u00fd podle m\u011b je velmi \u017eivotaschopn\u00fd. A\u0165 u\u017e z toho technick\u00e9ho hlediska, digit\u00e1ln\u00ed platformy a obsluhy, kter\u00e1 dok\u00e1\u017ee b\u00fdt relativn\u011b levn\u00e1.<\/p>\n<p>Tak i z hlediska koncepce placen\u00e9ho poradenstv\u00ed a toho, \u017ee my vlastn\u011b s klientem vyd\u011bl\u00e1v\u00e1me,<br \/>\na ta d\u016fv\u011bra, kterou v n\u00e1s klient m\u016f\u017ee c\u00edtit, je pr\u00e1v\u011b v tom, \u017ee my si nevezmeme spoustu poplatk\u016f, kdy\u017e klient bude v z\u00e1poru.<\/p>\n<p>Co\u017e jsem se vlastn\u011b to, s \u010d\u00edm jsem se posledn\u00ed dobou hodn\u011b setk\u00e1val, a vnit\u0159n\u011b mi to nebylo p\u0159\u00edjemn\u00e9. Tak\u017ee je poplatek ze zisku velkou \u010d\u00e1st\u00ed na\u0161ich p\u0159\u00edjm\u016f.<\/p>\n<p><strong>To je pro tebe zaj\u00edmav\u00e9.<\/strong> Ano, to je pro m\u011b zaj\u00edmav\u00e9.<\/p>\n<p>A z\u00e1rove\u0148 samoz\u0159ejm\u011b se t\u011b\u0161\u00edm na spolupr\u00e1ci s lidmi, tady kolem tebe, s tebou a ostatn\u00edmi, proto\u017ee mi p\u0159ijde, \u017ee to jejich my\u0161len\u00ed je velmi podobn\u00e9, a c\u00edt\u00edm se komfortn\u011bji mezi v\u00e1mi.<\/p>\n<p>Tak\u017ee moc se t\u011b\u0161\u00edm. V\u011b\u0159\u00edm, \u017ee budeme \u00fasp\u011b\u0161n\u00ed.<\/p>\n<p><strong>Skv\u011bl\u00e9. Tak to bylo alespo\u0148 kr\u00e1tk\u00e9 p\u0159edstaven\u00ed na\u0161eho nov\u00e9ho kolegy, Ale\u0161e Prandstettera, je\u0161t\u011b doned\u00e1vna investi\u010dn\u00edho strat\u00e9ga \u010cSOB asset managementu,<\/strong><\/p>\n<p>D\u00edky Vladim\u00edre.<\/p>\n<p><strong>Tak\u017ee v\u00edtej Ale\u0161i.<\/strong><br \/>\n<strong>Budu se moc t\u011b\u0161it a v\u011b\u0159\u00edm tomu, \u017ee i dal\u0161\u00ed videa spolu nato\u010d\u00edme. A budeme si pov\u00eddat i nad\u00e1le.<\/strong><\/p>\n<p>Ur\u010dit\u011b m\u011b nevid\u00edte naposledy.<\/p>\n<h3>Co je pro v\u00e1s v investov\u00e1n\u00ed d\u016fle\u017eit\u00e9? Velikost zna\u010dky nebo spr\u00e1vn\u00e1 motivace?<\/h3>\n","protected":false},"excerpt":{"rendered":"<p>Rozhovor Vladim\u00edra Fichtnera a nov\u00fdm \u010dlenem t\u00fdmu Fichtner s.r.o. Ale\u0161em Prandstetterem o investorsk\u00fdch zku\u0161enostech z PPF, IPB, \u010cSOB a p\u0159\u00edstupu k investov\u00e1n\u00ed<\/p>\n","protected":false},"author":2,"featured_media":373,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"video","meta":{"_monsterinsights_skip_tracking":false,"_monsterinsights_sitenote_active":false,"_monsterinsights_sitenote_note":"","_monsterinsights_sitenote_category":0,"_genesis_hide_title":false,"_genesis_hide_breadcrumbs":false,"_genesis_hide_singular_image":false,"_genesis_hide_footer_widgets":false,"_genesis_custom_body_class":"","_genesis_custom_post_class":"","_genesis_layout":"","footnotes":""},"categories":[4],"tags":[8],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v22.2 - https:\/\/yoast.com\/wordpress\/plugins\/seo\/ -->\n<title>Ale\u0161 Prandstetter: To, co p\u0159in\u00e1\u0161\u00ed \u00fasp\u011bch v investic\u00edch, je jednoduchost - InvestGuru.cz<\/title>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/www.investguru.cz\/cs\/ales-prandstetter-predstaveni\/\" \/>\n<meta property=\"og:locale\" content=\"cs_CZ\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"V investic\u00edch p\u0159in\u00e1\u0161\u00ed \u00fasp\u011bch jednoduchost\" \/>\n<meta property=\"og:description\" content=\"Rozhovor Vladim\u00edra Fichtnera a nov\u00fdm \u010dlenem t\u00fdmu Fichtner s.r.o. Ale\u0161em Prandstetterem o investorsk\u00fdch zku\u0161enostech z PPF, IPB, \u010cSOB a p\u0159\u00edstupu k investov\u00e1n\u00ed\" \/>\n<meta property=\"og:url\" content=\"https:\/\/www.investguru.cz\/cs\/ales-prandstetter-predstaveni\/\" \/>\n<meta property=\"og:site_name\" content=\"InvestGuru.cz\" \/>\n<meta property=\"article:publisher\" content=\"https:\/\/www.facebook.com\/Fichtner-sro-185375650667\/\" \/>\n<meta property=\"article:published_time\" content=\"2019-01-17T11:37:14+00:00\" \/>\n<meta property=\"article:modified_time\" content=\"2019-01-17T12:14:54+00:00\" \/>\n<meta property=\"og:image\" content=\"https:\/\/www.investguru.cz\/cs\/wp-content\/uploads\/2019\/01\/ig-ales-social.png\" \/>\n\t<meta property=\"og:image:width\" content=\"1397\" \/>\n\t<meta property=\"og:image:height\" content=\"731\" \/>\n\t<meta property=\"og:image:type\" content=\"image\/png\" \/>\n<meta name=\"author\" content=\"Vladim\u00edr Fichtner\" \/>\n<meta name=\"twitter:card\" content=\"summary_large_image\" \/>\n<meta name=\"twitter:label1\" content=\"Napsal(a)\" \/>\n\t<meta name=\"twitter:data1\" content=\"Vladim\u00edr Fichtner\" \/>\n\t<meta name=\"twitter:label2\" content=\"Odhadovan\u00e1 doba \u010dten\u00ed\" \/>\n\t<meta name=\"twitter:data2\" content=\"11 minut\" \/>\n<script type=\"application\/ld+json\" class=\"yoast-schema-graph\">{\"@context\":\"https:\/\/schema.org\",\"@graph\":[{\"@type\":\"Article\",\"@id\":\"https:\/\/www.investguru.cz\/cs\/ales-prandstetter-predstaveni\/#article\",\"isPartOf\":{\"@id\":\"https:\/\/www.investguru.cz\/cs\/ales-prandstetter-predstaveni\/\"},\"author\":{\"name\":\"Vladim\u00edr Fichtner\",\"@id\":\"https:\/\/www.investguru.cz\/cs\/#\/schema\/person\/e5835533bc569b1026f8e75c9e10af04\"},\"headline\":\"Ale\u0161 Prandstetter: To, co p\u0159in\u00e1\u0161\u00ed \u00fasp\u011bch v investic\u00edch, je jednoduchost\",\"datePublished\":\"2019-01-17T11:37:14+00:00\",\"dateModified\":\"2019-01-17T12:14:54+00:00\",\"mainEntityOfPage\":{\"@id\":\"https:\/\/www.investguru.cz\/cs\/ales-prandstetter-predstaveni\/\"},\"wordCount\":2132,\"commentCount\":0,\"publisher\":{\"@id\":\"https:\/\/www.investguru.cz\/cs\/#organization\"},\"image\":{\"@id\":\"https:\/\/www.investguru.cz\/cs\/ales-prandstetter-predstaveni\/#primaryimage\"},\"thumbnailUrl\":\"https:\/\/www.investguru.cz\/cs\/wp-content\/uploads\/2019\/01\/ig-ales-blog.jpg\",\"keywords\":[\"rozhovor\"],\"articleSection\":[\"Video tipy\"],\"inLanguage\":\"cs\",\"potentialAction\":[{\"@type\":\"CommentAction\",\"name\":\"Comment\",\"target\":[\"https:\/\/www.investguru.cz\/cs\/ales-prandstetter-predstaveni\/#respond\"]}]},{\"@type\":\"WebPage\",\"@id\":\"https:\/\/www.investguru.cz\/cs\/ales-prandstetter-predstaveni\/\",\"url\":\"https:\/\/www.investguru.cz\/cs\/ales-prandstetter-predstaveni\/\",\"name\":\"Ale\u0161 Prandstetter: To, co p\u0159in\u00e1\u0161\u00ed \u00fasp\u011bch v investic\u00edch, je jednoduchost - InvestGuru.cz\",\"isPartOf\":{\"@id\":\"https:\/\/www.investguru.cz\/cs\/#website\"},\"primaryImageOfPage\":{\"@id\":\"https:\/\/www.investguru.cz\/cs\/ales-prandstetter-predstaveni\/#primaryimage\"},\"image\":{\"@id\":\"https:\/\/www.investguru.cz\/cs\/ales-prandstetter-predstaveni\/#primaryimage\"},\"thumbnailUrl\":\"https:\/\/www.investguru.cz\/cs\/wp-content\/uploads\/2019\/01\/ig-ales-blog.jpg\",\"datePublished\":\"2019-01-17T11:37:14+00:00\",\"dateModified\":\"2019-01-17T12:14:54+00:00\",\"breadcrumb\":{\"@id\":\"https:\/\/www.investguru.cz\/cs\/ales-prandstetter-predstaveni\/#breadcrumb\"},\"inLanguage\":\"cs\",\"potentialAction\":[{\"@type\":\"ReadAction\",\"target\":[\"https:\/\/www.investguru.cz\/cs\/ales-prandstetter-predstaveni\/\"]}]},{\"@type\":\"ImageObject\",\"inLanguage\":\"cs\",\"@id\":\"https:\/\/www.investguru.cz\/cs\/ales-prandstetter-predstaveni\/#primaryimage\",\"url\":\"https:\/\/www.investguru.cz\/cs\/wp-content\/uploads\/2019\/01\/ig-ales-blog.jpg\",\"contentUrl\":\"https:\/\/www.investguru.cz\/cs\/wp-content\/uploads\/2019\/01\/ig-ales-blog.jpg\",\"width\":880,\"height\":360},{\"@type\":\"BreadcrumbList\",\"@id\":\"https:\/\/www.investguru.cz\/cs\/ales-prandstetter-predstaveni\/#breadcrumb\",\"itemListElement\":[{\"@type\":\"ListItem\",\"position\":1,\"name\":\"Dom\u016f\",\"item\":\"https:\/\/www.investguru.cz\/cs\/\"},{\"@type\":\"ListItem\",\"position\":2,\"name\":\"Ale\u0161 Prandstetter: To, co p\u0159in\u00e1\u0161\u00ed \u00fasp\u011bch v investic\u00edch, je jednoduchost\"}]},{\"@type\":\"WebSite\",\"@id\":\"https:\/\/www.investguru.cz\/cs\/#website\",\"url\":\"https:\/\/www.investguru.cz\/cs\/\",\"name\":\"InvestGuru.cz\",\"description\":\"Vzd\u011bl\u00e1n\u00ed pro budouc\u00ed renti\u00e9r\u016f na cest\u011b k finan\u010dn\u00ed svobod\u011b\",\"publisher\":{\"@id\":\"https:\/\/www.investguru.cz\/cs\/#organization\"},\"potentialAction\":[{\"@type\":\"SearchAction\",\"target\":{\"@type\":\"EntryPoint\",\"urlTemplate\":\"https:\/\/www.investguru.cz\/cs\/?s={search_term_string}\"},\"query-input\":\"required name=search_term_string\"}],\"inLanguage\":\"cs\"},{\"@type\":\"Organization\",\"@id\":\"https:\/\/www.investguru.cz\/cs\/#organization\",\"name\":\"InvestGuru\",\"url\":\"https:\/\/www.investguru.cz\/cs\/\",\"logo\":{\"@type\":\"ImageObject\",\"inLanguage\":\"cs\",\"@id\":\"https:\/\/www.investguru.cz\/cs\/#\/schema\/logo\/image\/\",\"url\":\"https:\/\/www.investguru.cz\/cs\/wp-content\/uploads\/2018\/08\/ig.png\",\"contentUrl\":\"https:\/\/www.investguru.cz\/cs\/wp-content\/uploads\/2018\/08\/ig.png\",\"width\":600,\"height\":160,\"caption\":\"InvestGuru\"},\"image\":{\"@id\":\"https:\/\/www.investguru.cz\/cs\/#\/schema\/logo\/image\/\"},\"sameAs\":[\"https:\/\/www.facebook.com\/Fichtner-sro-185375650667\/\",\"https:\/\/www.linkedin.com\/company\/fichtner-s-r-o-\/\",\"https:\/\/www.youtube.com\/channel\/UCPT7GD3SrdsxmnD-sPuV3WA\"]},{\"@type\":\"Person\",\"@id\":\"https:\/\/www.investguru.cz\/cs\/#\/schema\/person\/e5835533bc569b1026f8e75c9e10af04\",\"name\":\"Vladim\u00edr Fichtner\",\"image\":{\"@type\":\"ImageObject\",\"inLanguage\":\"cs\",\"@id\":\"https:\/\/www.investguru.cz\/cs\/#\/schema\/person\/image\/\",\"url\":\"https:\/\/www.investguru.cz\/cs\/wp-content\/uploads\/2018\/08\/FICHTNER_Vladimir_06_400x400-150x150.jpg\",\"contentUrl\":\"https:\/\/www.investguru.cz\/cs\/wp-content\/uploads\/2018\/08\/FICHTNER_Vladimir_06_400x400-150x150.jpg\",\"caption\":\"Vladim\u00edr Fichtner\"},\"description\":\"Gener\u00e1ln\u00ed \u0159editel Fichtner a.s. Vladim\u00edr p\u016fsobil jako portfolio mana\u017eer ve spole\u010dnosti Pioneer Investments a jako vrcholn\u00fd mana\u017eer ve skupin\u011b PPF. Aktu\u00e1ln\u011b vede t\u00fdm Fichtner Wealth Managers a pe\u010duje o dolarov\u00e9 milion\u00e1\u0159e.\",\"url\":\"https:\/\/www.investguru.cz\/cs\/author\/vladimirfichtner\/\"}]}<\/script>\n<!-- \/ Yoast SEO plugin. -->","yoast_head_json":{"title":"Ale\u0161 Prandstetter: To, co p\u0159in\u00e1\u0161\u00ed \u00fasp\u011bch v investic\u00edch, je jednoduchost - InvestGuru.cz","robots":{"index":"index","follow":"follow","max-snippet":"max-snippet:-1","max-image-preview":"max-image-preview:large","max-video-preview":"max-video-preview:-1"},"canonical":"https:\/\/www.investguru.cz\/cs\/ales-prandstetter-predstaveni\/","og_locale":"cs_CZ","og_type":"article","og_title":"V investic\u00edch p\u0159in\u00e1\u0161\u00ed \u00fasp\u011bch jednoduchost","og_description":"Rozhovor Vladim\u00edra Fichtnera a nov\u00fdm \u010dlenem t\u00fdmu Fichtner s.r.o. Ale\u0161em Prandstetterem o investorsk\u00fdch zku\u0161enostech z PPF, IPB, \u010cSOB a p\u0159\u00edstupu k investov\u00e1n\u00ed","og_url":"https:\/\/www.investguru.cz\/cs\/ales-prandstetter-predstaveni\/","og_site_name":"InvestGuru.cz","article_publisher":"https:\/\/www.facebook.com\/Fichtner-sro-185375650667\/","article_published_time":"2019-01-17T11:37:14+00:00","article_modified_time":"2019-01-17T12:14:54+00:00","og_image":[{"width":1397,"height":731,"url":"https:\/\/www.investguru.cz\/cs\/wp-content\/uploads\/2019\/01\/ig-ales-social.png","type":"image\/png"}],"author":"Vladim\u00edr Fichtner","twitter_card":"summary_large_image","twitter_misc":{"Napsal(a)":"Vladim\u00edr Fichtner","Odhadovan\u00e1 doba \u010dten\u00ed":"11 minut"},"schema":{"@context":"https:\/\/schema.org","@graph":[{"@type":"Article","@id":"https:\/\/www.investguru.cz\/cs\/ales-prandstetter-predstaveni\/#article","isPartOf":{"@id":"https:\/\/www.investguru.cz\/cs\/ales-prandstetter-predstaveni\/"},"author":{"name":"Vladim\u00edr Fichtner","@id":"https:\/\/www.investguru.cz\/cs\/#\/schema\/person\/e5835533bc569b1026f8e75c9e10af04"},"headline":"Ale\u0161 Prandstetter: To, co p\u0159in\u00e1\u0161\u00ed \u00fasp\u011bch v investic\u00edch, je jednoduchost","datePublished":"2019-01-17T11:37:14+00:00","dateModified":"2019-01-17T12:14:54+00:00","mainEntityOfPage":{"@id":"https:\/\/www.investguru.cz\/cs\/ales-prandstetter-predstaveni\/"},"wordCount":2132,"commentCount":0,"publisher":{"@id":"https:\/\/www.investguru.cz\/cs\/#organization"},"image":{"@id":"https:\/\/www.investguru.cz\/cs\/ales-prandstetter-predstaveni\/#primaryimage"},"thumbnailUrl":"https:\/\/www.investguru.cz\/cs\/wp-content\/uploads\/2019\/01\/ig-ales-blog.jpg","keywords":["rozhovor"],"articleSection":["Video tipy"],"inLanguage":"cs","potentialAction":[{"@type":"CommentAction","name":"Comment","target":["https:\/\/www.investguru.cz\/cs\/ales-prandstetter-predstaveni\/#respond"]}]},{"@type":"WebPage","@id":"https:\/\/www.investguru.cz\/cs\/ales-prandstetter-predstaveni\/","url":"https:\/\/www.investguru.cz\/cs\/ales-prandstetter-predstaveni\/","name":"Ale\u0161 Prandstetter: To, co p\u0159in\u00e1\u0161\u00ed \u00fasp\u011bch v investic\u00edch, je jednoduchost - InvestGuru.cz","isPartOf":{"@id":"https:\/\/www.investguru.cz\/cs\/#website"},"primaryImageOfPage":{"@id":"https:\/\/www.investguru.cz\/cs\/ales-prandstetter-predstaveni\/#primaryimage"},"image":{"@id":"https:\/\/www.investguru.cz\/cs\/ales-prandstetter-predstaveni\/#primaryimage"},"thumbnailUrl":"https:\/\/www.investguru.cz\/cs\/wp-content\/uploads\/2019\/01\/ig-ales-blog.jpg","datePublished":"2019-01-17T11:37:14+00:00","dateModified":"2019-01-17T12:14:54+00:00","breadcrumb":{"@id":"https:\/\/www.investguru.cz\/cs\/ales-prandstetter-predstaveni\/#breadcrumb"},"inLanguage":"cs","potentialAction":[{"@type":"ReadAction","target":["https:\/\/www.investguru.cz\/cs\/ales-prandstetter-predstaveni\/"]}]},{"@type":"ImageObject","inLanguage":"cs","@id":"https:\/\/www.investguru.cz\/cs\/ales-prandstetter-predstaveni\/#primaryimage","url":"https:\/\/www.investguru.cz\/cs\/wp-content\/uploads\/2019\/01\/ig-ales-blog.jpg","contentUrl":"https:\/\/www.investguru.cz\/cs\/wp-content\/uploads\/2019\/01\/ig-ales-blog.jpg","width":880,"height":360},{"@type":"BreadcrumbList","@id":"https:\/\/www.investguru.cz\/cs\/ales-prandstetter-predstaveni\/#breadcrumb","itemListElement":[{"@type":"ListItem","position":1,"name":"Dom\u016f","item":"https:\/\/www.investguru.cz\/cs\/"},{"@type":"ListItem","position":2,"name":"Ale\u0161 Prandstetter: To, co p\u0159in\u00e1\u0161\u00ed \u00fasp\u011bch v investic\u00edch, je jednoduchost"}]},{"@type":"WebSite","@id":"https:\/\/www.investguru.cz\/cs\/#website","url":"https:\/\/www.investguru.cz\/cs\/","name":"InvestGuru.cz","description":"Vzd\u011bl\u00e1n\u00ed pro budouc\u00ed renti\u00e9r\u016f na cest\u011b k finan\u010dn\u00ed svobod\u011b","publisher":{"@id":"https:\/\/www.investguru.cz\/cs\/#organization"},"potentialAction":[{"@type":"SearchAction","target":{"@type":"EntryPoint","urlTemplate":"https:\/\/www.investguru.cz\/cs\/?s={search_term_string}"},"query-input":"required name=search_term_string"}],"inLanguage":"cs"},{"@type":"Organization","@id":"https:\/\/www.investguru.cz\/cs\/#organization","name":"InvestGuru","url":"https:\/\/www.investguru.cz\/cs\/","logo":{"@type":"ImageObject","inLanguage":"cs","@id":"https:\/\/www.investguru.cz\/cs\/#\/schema\/logo\/image\/","url":"https:\/\/www.investguru.cz\/cs\/wp-content\/uploads\/2018\/08\/ig.png","contentUrl":"https:\/\/www.investguru.cz\/cs\/wp-content\/uploads\/2018\/08\/ig.png","width":600,"height":160,"caption":"InvestGuru"},"image":{"@id":"https:\/\/www.investguru.cz\/cs\/#\/schema\/logo\/image\/"},"sameAs":["https:\/\/www.facebook.com\/Fichtner-sro-185375650667\/","https:\/\/www.linkedin.com\/company\/fichtner-s-r-o-\/","https:\/\/www.youtube.com\/channel\/UCPT7GD3SrdsxmnD-sPuV3WA"]},{"@type":"Person","@id":"https:\/\/www.investguru.cz\/cs\/#\/schema\/person\/e5835533bc569b1026f8e75c9e10af04","name":"Vladim\u00edr Fichtner","image":{"@type":"ImageObject","inLanguage":"cs","@id":"https:\/\/www.investguru.cz\/cs\/#\/schema\/person\/image\/","url":"https:\/\/www.investguru.cz\/cs\/wp-content\/uploads\/2018\/08\/FICHTNER_Vladimir_06_400x400-150x150.jpg","contentUrl":"https:\/\/www.investguru.cz\/cs\/wp-content\/uploads\/2018\/08\/FICHTNER_Vladimir_06_400x400-150x150.jpg","caption":"Vladim\u00edr Fichtner"},"description":"Gener\u00e1ln\u00ed \u0159editel Fichtner a.s. Vladim\u00edr p\u016fsobil jako portfolio mana\u017eer ve spole\u010dnosti Pioneer Investments a jako vrcholn\u00fd mana\u017eer ve skupin\u011b PPF. Aktu\u00e1ln\u011b vede t\u00fdm Fichtner Wealth Managers a pe\u010duje o dolarov\u00e9 milion\u00e1\u0159e.","url":"https:\/\/www.investguru.cz\/cs\/author\/vladimirfichtner\/"}]}},"_links":{"self":[{"href":"https:\/\/www.investguru.cz\/cs\/wp-json\/wp\/v2\/posts\/364"}],"collection":[{"href":"https:\/\/www.investguru.cz\/cs\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/www.investguru.cz\/cs\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/www.investguru.cz\/cs\/wp-json\/wp\/v2\/users\/2"}],"replies":[{"embeddable":true,"href":"https:\/\/www.investguru.cz\/cs\/wp-json\/wp\/v2\/comments?post=364"}],"version-history":[{"count":7,"href":"https:\/\/www.investguru.cz\/cs\/wp-json\/wp\/v2\/posts\/364\/revisions"}],"predecessor-version":[{"id":372,"href":"https:\/\/www.investguru.cz\/cs\/wp-json\/wp\/v2\/posts\/364\/revisions\/372"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/www.investguru.cz\/cs\/wp-json\/wp\/v2\/media\/373"}],"wp:attachment":[{"href":"https:\/\/www.investguru.cz\/cs\/wp-json\/wp\/v2\/media?parent=364"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/www.investguru.cz\/cs\/wp-json\/wp\/v2\/categories?post=364"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/www.investguru.cz\/cs\/wp-json\/wp\/v2\/tags?post=364"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}