{"id":202,"date":"2018-10-07T16:20:02","date_gmt":"2018-10-07T14:20:02","guid":{"rendered":"https:\/\/www.investguru.cz\/cs\/?p=202"},"modified":"2018-10-25T12:11:33","modified_gmt":"2018-10-25T10:11:33","slug":"tajna-vyhoda-dolarovych-milionaru","status":"publish","type":"post","link":"https:\/\/www.investguru.cz\/cs\/tajna-vyhoda-dolarovych-milionaru\/","title":{"rendered":"Tajn\u00e1 v\u00fdhoda dolarov\u00fdch milion\u00e1\u0159\u016f"},"content":{"rendered":"<p><iframe loading=\"lazy\" src=\"https:\/\/www.youtube.com\/embed\/7n8zrOxUQM8?rel=0&amp;showinfo=0&amp;autoplay=1\" width=\"720\" height=\"405\" frameborder=\"0\" allowfullscreen=\"allowfullscreen\" allow=\"autoplay\"><\/iframe><\/p>\n<h2>P\u0159epis videa<\/h2>\n<p>V tomto videu V\u00e1m \u0159eknu o tom, jak je to vlastn\u011b s tajnou v\u00fdhodou dolarov\u00fdch milion\u00e1\u0159\u016f p\u0159i investov\u00e1n\u00ed.<\/p>\n<p>Mnoho lid\u00ed si mysl\u00ed, \u017ee ti, co maj\u00ed na \u00fa\u010dtu 10 a v\u00edce milion\u016f, tak maj\u00ed p\u0159i investov\u00e1n\u00ed n\u011bjak\u00e9 v\u00fdznamn\u00e9 v\u00fdhody.<\/p>\n<p>Je to ale \u00fapln\u011b naopak.<\/p>\n<p>S v\u00edce miliony se mus\u00edte v\u00edce b\u00e1t, abyste o n\u011b nep\u0159i\u0161li.<\/p>\n<p>Jak je to mo\u017en\u00e9?<\/p>\n<p>U\u017e jste n\u011bkdy za\u017eili, \u017ee V\u00e1m zavolal V\u00e1\u0161 bank\u00e9\u0159 a \u0159\u00edk\u00e1:<\/p>\n<p><em>Vid\u00edm, \u017ee m\u00e1te tady na \u00fa\u010dtu u\u017e n\u011bjakou dobu v hotovosti n\u011bjak\u00e9 pen\u00edze, a \u017ee asi zbyte\u010dn\u011b le\u017e\u00ed ladem.<\/em><br \/>\n<em>My tady m\u00e1me n\u011bjak\u00e9 investi\u010dn\u00ed produkty, nechcete n\u011bjak\u00e9 koupit?<\/em><\/p>\n<p>A samoz\u0159ejm\u011b je lidsk\u00e9, \u017ee \u010das od \u010dasu si od bank\u00e9\u0159e n\u011bco koup\u00edte.<\/p>\n<p>Ono to \u010dasto ned\u00e1v\u00e1 moc smysl, je to dobr\u00e9 hlavn\u011b pro banku a u\u017e m\u00e9n\u011b pro V\u00e1s, ale to se v pr\u016fb\u011bhu n\u011bkolika let moc nepozn\u00e1.<\/p>\n<p>A te\u010f si p\u0159edstavte, \u017ee nem\u00e1te na \u00fa\u010dtu statis\u00edce, ale miliony, nebo t\u0159eba 10 milion\u016f.<\/p>\n<p>Kolikr\u00e1t si mysl\u00edte, \u017ee V\u00e1m bank\u00e9\u0159 zavol\u00e1, abyste si n\u011bco koupili?<\/p>\n<p>No samoz\u0159ejm\u011b mnohem v\u00edcekr\u00e1t.<\/p>\n<p>A proto m\u00e1te taky v\u011bt\u0161\u00ed \u0161anci si koupit v\u00edce investi\u010dn\u00edch nesmysl\u016f.<\/p>\n<p>Men\u0161\u00edmu klientovi toti\u017e bank\u00e9\u0159 nab\u00eddne stavebn\u00ed spo\u0159en\u00ed, penzijn\u00ed p\u0159ipoji\u0161t\u011bn\u00ed, a i mo\u017en\u00e1 n\u011bjak\u00fd ten fond. A term\u00ednovan\u00fd vklad, pravd\u011bpodobn\u011b.<\/p>\n<p>U v\u011bt\u0161\u00edho klienta se bank\u00e9\u0159, ale m\u016f\u017ee mnohem v\u00edce rozjet, m\u016f\u017ee m\u00edt pro n\u011bj mnohem v\u00edce marketingov\u00fdch l\u00e1kadel.<\/p>\n<p>Tak\u017ee v\u011bt\u0161\u00ed klienti si \u010dasto kupuj\u00ed i takov\u00e9 nesmysly jako certifik\u00e1ty, u kter\u00fdch m\u00e1te jistotu, \u017ee nevyd\u011bl\u00e1te v\u00edce ne\u017e 4 % ro\u010dn\u011b, ale kdy\u017e p\u0159ijdou \u0161patn\u00e9 \u010dasy, m\u016f\u017eete taky p\u0159ij\u00edt<br \/>\no 60 % sv\u00fdch investic.<\/p>\n<p>Nebo si koup\u00edte n\u011bjak\u00fd nesmysln\u00fd dluhopis.<\/p>\n<p>Mnoh\u00e9 banky sv\u00fdm v\u011bt\u0161\u00edm klient\u016fm pom\u011brn\u011b \u010dasto nab\u00edz\u00ed dluhopisy, kter\u00e9 by si na b\u011b\u017en\u00e9m trhu \u017e\u00e1dn\u00fd profesion\u00e1ln\u00ed nebo zku\u0161en\u00fd investor nekoupil.<\/p>\n<p>Maj\u00ed toti\u017e p\u0159\u00edli\u0161 n\u00edzk\u00fd v\u00fdnos vzhledem k sv\u00e9mu riziku.<\/p>\n<p>Ale proto\u017ee b\u011b\u017en\u00fd klient um\u00ed p\u0159edev\u0161\u00edm rozli\u0161ovat \u00farok, kter\u00fd dostane, ale ne riziko, \u017ee by ten \u00farok nedostal, klidn\u011b si koup\u00ed dluhopis s \u00farokem 4,5 % spole\u010dnosti bez ratingu.<br \/>\nProto\u017ee 4,5 % je mnohem v\u011bt\u0161\u00ed \u00farok, ne\u017e dostane v bance.<\/p>\n<p>Investice bez ratingu ale maj\u00ed nab\u00edzet v\u00fdrazn\u011b vy\u0161\u0161\u00ed v\u00fdnos. To u\u017e ale klient nev\u00ed.<\/p>\n<p>Proto\u017ee to, co se dozv\u00ed, je, \u017ee dluhopis: \u201e<em>Nab\u00edz\u00edme exkluzivn\u011b jen na\u0161im nejv\u011bt\u0161\u00edm klient\u016fm<\/em>.\u201c<\/p>\n<p>Kdy\u017e se potom potk\u00e1v\u00e1me s na\u0161imi nov\u00fdmi klienty s investicemi nad 10 milion\u016f, zji\u0161\u0165ujeme t\u00e9m\u011b\u0159 v\u017edy, \u017ee ta jejich \u0159e\u0161en\u00ed nemaj\u00ed moc logiku.<\/p>\n<p>Lidi si koup\u00ed to, co je zrovna v nab\u00eddce a jejich investice vypadaj\u00ed jako dort, kdy\u017e ho va\u0159ili pejsek s ko\u010di\u010dkou.<\/p>\n<p>Z takov\u00fdch investic ale m\u016f\u017ee bolet b\u0159\u00ed\u0161ko, a to nen\u00ed \u00fapln\u011b dob\u0159e. Tak se jim vyhn\u011bte.<\/p>\n<p>Investujte sv\u016fj \u010das, energii i pen\u00edze s rozvahou a dlouhodob\u011b!<\/p>\n<h3>Jakou v\u00fdhodu byste ve sv\u00e9m investov\u00e1n\u00ed uv\u00edtali?<\/h3>\n","protected":false},"excerpt":{"rendered":"<p>Maj\u00ed lid\u00e9 s 10 a v\u00edce miliony na \u00fa\u010dt\u011b p\u0159i investov\u00e1n\u00ed n\u011bjak\u00e9 v\u00fdznamn\u00e9 v\u00fdhody?<br \/>\nMnoho lid\u00ed si mysl\u00ed, \u017ee ano. Jak je to doopravdy?<\/p>\n","protected":false},"author":2,"featured_media":203,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"video","meta":{"_genesis_hide_title":false,"_genesis_hide_breadcrumbs":false,"_genesis_hide_singular_image":false,"_genesis_hide_footer_widgets":false,"_genesis_custom_body_class":"","_genesis_custom_post_class":"","_genesis_layout":"","footnotes":""},"categories":[4],"tags":[],"class_list":["post-202","post","type-post","status-publish","format-video","has-post-thumbnail","category-video-tipy","post_format-post-format-video","entry"],"_links":{"self":[{"href":"https:\/\/www.investguru.cz\/cs\/wp-json\/wp\/v2\/posts\/202","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/www.investguru.cz\/cs\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/www.investguru.cz\/cs\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/www.investguru.cz\/cs\/wp-json\/wp\/v2\/users\/2"}],"replies":[{"embeddable":true,"href":"https:\/\/www.investguru.cz\/cs\/wp-json\/wp\/v2\/comments?post=202"}],"version-history":[{"count":2,"href":"https:\/\/www.investguru.cz\/cs\/wp-json\/wp\/v2\/posts\/202\/revisions"}],"predecessor-version":[{"id":206,"href":"https:\/\/www.investguru.cz\/cs\/wp-json\/wp\/v2\/posts\/202\/revisions\/206"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/www.investguru.cz\/cs\/wp-json\/wp\/v2\/media\/203"}],"wp:attachment":[{"href":"https:\/\/www.investguru.cz\/cs\/wp-json\/wp\/v2\/media?parent=202"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/www.investguru.cz\/cs\/wp-json\/wp\/v2\/categories?post=202"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/www.investguru.cz\/cs\/wp-json\/wp\/v2\/tags?post=202"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}