{"id":1172,"date":"2020-07-23T09:13:39","date_gmt":"2020-07-23T07:13:39","guid":{"rendered":"https:\/\/www.investguru.cz\/cs\/?p=1172"},"modified":"2022-04-12T14:09:37","modified_gmt":"2022-04-12T12:09:37","slug":"premysleni-o-budoucnosti","status":"publish","type":"post","link":"https:\/\/www.investguru.cz\/cs\/premysleni-o-budoucnosti\/","title":{"rendered":"Zamy\u0161len\u00ed nad budoucnost\u00ed pro majitele firmy"},"content":{"rendered":"<p>Minul\u00fd t\u00fdden jsem se potkal s jedn\u00edm podnikatelem, kter\u00fd m\u00e1 \u00fasp\u011b\u0161n\u00fd byznys. Je mu 38 let. A co bylo zaj\u00edmav\u00e9, \u017ee o sv\u00e9 budoucnosti uva\u017euje v r\u016fzn\u00fdch sc\u00e9n\u00e1\u0159\u00edch.<\/p>\n<p>\u0158\u00edkal: \u201e<em>Vladim\u00edre, kdy\u017e to p\u016fjde, tak budu ze sv\u00e9 firmy vytahovat 2 \u2013 3 miliony ro\u010dn\u011b. A Vy mi \u0159ekn\u011bte, za kolik let budu moci m\u00edt n\u011bjakou rentu. <\/em><\/p>\n<p><em>A kdy\u017e to nep\u016fjde, je mo\u017en\u00e9, \u017ee p\u0159ijde n\u011bjak\u00fd pr\u016f\u0161vih, tak to budeme muset zlikvidovat. Ale m\u00e1m tam n\u011bjakou hotovost, m\u00e1m tam n\u011bjakou nemovitost, tak\u017ee je mo\u017en\u00e9, \u017ee budu m\u00edt mo\u017en\u00e1 20 milion\u016f nebo 25 milion\u016f jednor\u00e1zov\u011b. <\/em><\/p>\n<p><em>Budu r\u00e1d, kdy\u017e mi \u0159eknete, co by se s t\u00edm v principu dalo d\u011blat v t\u011bch finan\u010dn\u00edch aktivech.<\/em>\u201c<\/p>\n<p>A v tom jsme si padli do noty. V p\u0159em\u00fd\u0161len\u00ed ve sc\u00e9n\u00e1\u0159\u00edch.<\/p>\n<p>\u0158\u00edkal, \u017ee v\u00ed, \u017ee v jeho podnik\u00e1n\u00ed neexistuje jenom jeden sc\u00e9n\u00e1\u0159 budoucnosti. J\u00e1 jsem mu \u0159\u00edkal, \u017ee i my si nemysl\u00edme, \u017ee existuje jenom jeden sc\u00e9n\u00e1\u0159 budoucnosti pro investice. A diskutovali jsme o tom. Tak\u017ee to bylo opravdu zaj\u00edmav\u00e9 setk\u00e1n\u00ed.<\/p>\n<h2>Takov\u00e9 p\u0159em\u00fd\u0161len\u00ed nen\u00ed typick\u00e9<\/h2>\n<p>Kdy\u017e se bav\u00edm s\u00a0podnikateli, tak ne v\u017edy je takov\u00e9 p\u0159em\u00fd\u0161len\u00ed \u00fapln\u011b typick\u00e9.<\/p>\n<p>N\u011bkte\u0159\u00ed podnikatel\u00e9 hodn\u011b spol\u00e9haj\u00ed na to, \u017ee ten jejich byznys v\u017edy p\u016fjde dob\u0159e a \u017ee to v\u017edycky zvl\u00e1dnou. Co\u017e samoz\u0159ejm\u011b ka\u017ed\u00fd z n\u00e1s podnikatel\u016f tak m\u00e1 a v podstat\u011b m\u00edt mus\u00ed.<\/p>\n<p>Ale vid\u00edme, \u017ee ne v\u017edycky se to poda\u0159\u00ed.<\/p>\n<p>M\u016f\u017ee p\u0159ij\u00edt n\u011bjak\u00fd zdravotn\u00ed probl\u00e9m, m\u016f\u017ee p\u0159ij\u00edt n\u011bjak\u00fd pandemick\u00fd probl\u00e9m a najednou v\u011bci, kter\u00e9 fungovaly dlouhou dobu, a bylo jasn\u00e9, \u017ee nem\u016f\u017eou fungovat jinak, tak najednou fungovat p\u0159estaly.<\/p>\n<p>A proto je v\u017edy lep\u0161\u00ed o r\u016fzn\u00fdch mo\u017en\u00fdch sc\u00e9n\u00e1\u0159\u00edch budoucnosti p\u0159em\u00fd\u0161let. Pracovat s nimi. Je to v\u017edycky jist\u011bj\u0161\u00ed.<\/p>\n<h2>Ochrana bohatstv\u00ed je d\u016fle\u017eit\u00e1<\/h2>\n<p>My podobn\u011b p\u0159em\u00fd\u0161l\u00edme o investic\u00edch. P\u0159em\u00fd\u0161l\u00edme v m\u00f3du <a href=\"https:\/\/www.fichtner.cz\">Wealth Protection<\/a> &#8211; Ochrany Bohatstv\u00ed.<\/p>\n<p>Uva\u017eujeme nejen o pozitivn\u00edch sc\u00e9n\u00e1\u0159\u00edch, kdy se da\u0159\u00ed.<\/p>\n<p>V\u011bnujeme pozornost i negativn\u00edm sc\u00e9n\u00e1\u0159\u016fm, kter\u00e9 mohou tak\u00e9 nastat.<\/p>\n<p>Zrovna te\u010f v\u00a0na\u0161em letn\u00edm \u010d\u00edsle magaz\u00ednu Renti\u00e9r, kter\u00fd vyd\u00e1v\u00e1me pro na\u0161e klienty, mluv\u00edme pr\u00e1v\u011b o t\u0159ech sc\u00e9n\u00e1\u0159\u00edch budoucnosti.<\/p>\n<p>Jeden z nich je pozitivn\u011bj\u0161\u00ed. A druh\u00e9 dva jsou sp\u00ed\u0161e o tom, jak to bude vypadat, kdy\u017e bude probl\u00e9m. Co v takov\u00fdch problematick\u00fdch sc\u00e9n\u00e1\u0159\u00edch bude fungovat investi\u010dn\u011b a jak se na to m\u016f\u017eeme p\u0159edem p\u0159ipravit.<\/p>\n<h2>Kdy o r\u016fzn\u00fdch sc\u00e9n\u00e1\u0159\u00edch p\u0159em\u00fd\u0161let?<\/h2>\n<p>Je n\u011bjak\u00e1 hranice, od jak\u00e9 velikosti firmy to za\u010d\u00edt \u0159e\u0161it? Od jak\u00e9 v\u00fd\u0161e majetku? Co kdy\u017e je \u010dlov\u011bk t\u0159eba jen \u017eivnostn\u00edk, je to v\u011bc, kterou by m\u011bl \u0159e\u0161it?<\/p>\n<p>Je pot\u0159eba \u0159\u00edct, \u017ee p\u0159em\u00fd\u0161len\u00ed o r\u016fzn\u00fdch sc\u00e9n\u00e1\u0159\u00edch je na \u00fakor energie. P\u0159edstavte si, \u017ee \u010dlov\u011bk vsad\u00ed celou svou energii na jednu kartu a sna\u017e\u00ed se n\u011bco rozjet. M\u00e1 v\u011bt\u0161\u00ed \u0161anci. \u010c\u00edm je byznys v\u011bt\u0161\u00ed, t\u00edm v\u00edc m\u016f\u017eete ubrat energii na r\u016fst a v\u011bnovat ji p\u0159em\u00fd\u0161len\u00ed.<\/p>\n<p>Tak\u017ee kdy\u017e jste zat\u00edm moc mal\u00ed, tak je samoz\u0159ejm\u011b soust\u0159ed\u011bn\u00ed na jednu v\u011bc d\u016fle\u017eit\u011bj\u0161\u00ed, abyste sv\u016fj byznys teprve vybudovali.<\/p>\n<p>V principu to p\u0159em\u00fd\u0161len\u00ed ve sc\u00e9n\u00e1\u0159\u00edch by m\u011blo za\u010d\u00edt v okam\u017eiku, kdy u\u017e m\u00e1te relativn\u011b dost pen\u011bz, o kter\u00e9 nechcete p\u0159ij\u00edt. Proto\u017ee si za\u010dnete uv\u011bdomovat, \u017ee u\u017e by se v\u00e1m to nemuselo znovu pov\u00e9st vybudovat. V takov\u00e9m objemu a velikosti.<\/p>\n<p>Kdy\u017e jste startup, tak mus\u00edte nat\u00e1hnout plachty a v\u0161echny s\u00edly a od r\u00e1na do ve\u010dera pracovat na jednom sc\u00e9n\u00e1\u0159i.<\/p>\n<p>Kdy\u017e u\u017e m\u00e1te co ztratit, tak je pot\u0159eba za\u010d\u00edt p\u0159em\u00fd\u0161let tro\u0161ku jinak. Respektive nemus\u00edte. T\u0159eba v\u00e1m to vyjde i tak. Rozhodn\u011b je to ale bezpe\u010dn\u011bj\u0161\u00ed.<\/p>\n<h2>Kde je ta hranice?<\/h2>\n<p>A jak p\u0159em\u00fd\u0161let o t\u00e9 hranici? Kdy je ten okam\u017eik, kdy m\u00e1te co ztratit? Je ta hranice pro v\u0161echny stejn\u00e1, nebo je to individu\u00e1ln\u00ed v\u011bc ka\u017ed\u00e9 firmy a ka\u017ed\u00e9ho podnikatele?<\/p>\n<p>N\u011bkdo m\u00e1 firmu, kter\u00e1 m\u00e1 hodnotu 10 milion\u016f korun. Ale chce vybudovat 100 milionovou firmu. Tak\u017ee t\u011bch 10 milion\u016f pro n\u011bj nemus\u00ed b\u00fdt ta hranice, kdy o tom p\u0159em\u00fd\u0161let.<\/p>\n<p>Na druhou stranu pro n\u011bkoho m\u016f\u017ee b\u00fdt 10 milion\u016f relativn\u011b hodn\u011b pen\u011bz. M\u00e1 malou firmu, kterou cel\u00fd \u017eivot budoval. T\u0159i zam\u011bstnance. Ten bude m\u00edt na v\u011bc jin\u00fd pohled.<\/p>\n<p>Tak\u017ee to nutn\u011b nen\u00ed v\u017edy jen o jedn\u00e9 \u010d\u00e1stce.<\/p>\n<p>Nap\u0159\u00edklad u startup\u016f doch\u00e1z\u00ed k tomu, \u017ee ti majitel\u00e9 prod\u00e1vaj\u00ed \u010d\u00e1st sv\u00e9ho pod\u00edlu t\u0159eba investor\u016fm. A ti jim pom\u00e1haj\u00ed s t\u00edm, aby jejich firma rostla. Ale u\u017e \u010d\u00e1st toho sv\u00e9ho osobn\u00edho kapit\u00e1lu z t\u00e9 firmy vyv\u00e1d\u011bj\u00ed.<\/p>\n<p>Takov\u00e9 rozhodnut\u00ed je hodn\u011b individu\u00e1ln\u00ed. Nen\u00ed \u00fapln\u011b jednoduch\u00e9 \u0159\u00edct to v\u0161eobecn\u011b.<\/p>\n<p>Sp\u00ed\u0161 je to o tom, jak dlouho m\u011b trvalo vybudovat n\u011bjak\u00fd objem a jak dlouho si mysl\u00edm, \u017ee mi m\u016f\u017ee trvat ho nap\u0159\u00edklad zdvojn\u00e1sobit. Nebo jak dlouho by mi to trvalo te\u010f, kdybych za\u010d\u00ednal op\u011bt od nuly.<\/p>\n<p>Nap\u0159\u00edklad: Dostat se na tento majetek, mi trvalo 15 let. Ale te\u010f jsem chyt\u0159ej\u0161\u00ed, tak mi to m\u016f\u017ee trvat 2 roky. Ale zase m\u00e1m m\u00e9n\u011b energie, tak by mi to trvalo 5 nebo 7 let. Tak\u017ee hodn\u011b je to o tom \u010dasu.<\/p>\n<p>Samoz\u0159ejm\u011b n\u011bkter\u00e9 v\u011bci z hlediska \u010dasu moc nev\u00edme. Nev\u00edme, jak na tom budeme z hlediska sv\u00e9 energie, zdrav\u00ed a podobn\u011b.<\/p>\n<p>Stanoven\u00ed t\u00e9 hranice, kdy si \u0159\u00edct, \u017ee je spr\u00e1vn\u00fd \u010das to za\u010d\u00edt \u0159e\u0161it, je sp\u00ed\u0161 ot\u00e1zkou proz\u0159en\u00ed a uv\u011bdom\u011bn\u00ed si:<\/p>\n<ul>\n<li>V\u017edy\u0165 u\u017e nemus\u00edm tolik<\/li>\n<li>V\u017edy\u0165 u\u017e m\u00e1m dost<\/li>\n<li>V\u017edy\u0165 u\u017e je d\u016fle\u017eit\u00e9 za\u010d\u00edt ten majetek chr\u00e1nit<\/li>\n<\/ul>\n<p>To je ten okam\u017eik. A ten m\u00e1 ka\u017ed\u00fd v\u00a0jinou dobu.<\/p>\n<h2>Ochrana i zhodnocen\u00ed<\/h2>\n<p>I v\u00a0takovou chv\u00edli ale je pot\u0159eba ten majetek rozumn\u011b d\u00e1l po\u0159\u00e1d zhodnocovat. To nen\u00ed jako nezhodnocovat ho.<\/p>\n<p>Ale u\u017e to nejsou des\u00edtky procent ro\u010dn\u011b, kter\u00e9 \u010dlov\u011bk m\u016f\u017ee vyd\u011blat, kdy\u017e investuje do sv\u00e9 firmy. M\u00edsto toho je to t\u0159eba jen 8 nebo 10 % na akciov\u00fdch strategi\u00edch ro\u010dn\u011b. Tak\u017ee v\u00fdrazn\u011b m\u00e9n\u011b ne\u017e je \u010dlov\u011bk zvykl\u00fd z vlastn\u00ed firmy.<\/p>\n<p>Kdy\u017e k tomu je\u0161t\u011b p\u0159id\u00e1 n\u011bjak\u00e9 konzervativn\u011bj\u0161\u00ed instrumenty v podob\u011b <a href=\"https:\/\/www.fichtner.cz\/statni-proti-inflacni-dluhopisy\/?utm_source=investguru&amp;utm_medium=post&amp;utm_campaign=vfi-20200723\">proti-infla\u010dn\u00edch dluhopis\u016f<\/a>, tak najednou zjist\u00ed, \u017ee ten v\u00fdnos je t\u0159eba 5-6 % ro\u010dn\u011b po ode\u010dten\u00ed r\u016fzn\u00fdch poplatk\u016f a p\u0159i inflaci 3 % je to po\u0159\u00e1d rozumn\u00fd v\u00fdnos.<\/p>\n<p>Je to n\u011bco, k \u010demu sm\u011b\u0159uj\u00ed lid\u00e9, kte\u0159\u00ed maj\u00ed hodn\u011b pen\u011bz. Ale tak\u00e9 instituce, kter\u00e9 p\u0159em\u00fd\u0161l\u00ed dlouhodob\u011b, jako Nobelova nadace a dal\u0161\u00ed. P\u0159i 3 % inflaci m\u00edt 5-6 % v\u00fdnosu je n\u011bco, co se d\u00e1 dos\u00e1hnout dlouhodob\u011b.<\/p>\n<p>Ale jak \u0159\u00edk\u00e1m, je to sp\u00ed\u0161 o tom pozn\u00e1n\u00ed toho, \u017ee je to vlastn\u011b fajn, \u017ee u\u017e to m\u00e1m a \u017ee u\u017e nemus\u00edm.<\/p>\n<p>To ale neznamen\u00e1, \u017ee nem\u016f\u017eu d\u00e1l d\u00e1vat pen\u00edze do byznysu. Jednoho dne budu m\u00edt t\u0159eba byznys, nemovitosti na pron\u00e1jem i finan\u010dn\u00ed aktiva. Nen\u00ed pot\u0159eba se byznysu vzd\u00e1vat za ka\u017edou cenu.<\/p>\n<p>Ale je pot\u0159eba si uv\u011bdomit, \u017ee to n\u011bjakou energii, pot a krev st\u00e1lo. Vybudovat ten majetek, dostat ty pen\u00edze k\u00a0sob\u011b a \u017ee tak\u00e9 m\u016f\u017ee \u010dlov\u011bk o n\u011b rychle p\u0159ij\u00edt, kdy\u017e se o n\u011b nebude dob\u0159e starat. Tak\u017ee na to je pot\u0159eba d\u00e1vat pozor.<\/p>\n<h2>Firemn\u00ed majetek nen\u00ed osobn\u00ed<\/h2>\n<p>Nab\u00edz\u00ed se ale ot\u00e1zka, pro\u010d vytahovat pen\u00edze z\u00a0firmy, kdy\u017e se mi zhodnot\u00ed daleko l\u00e9pe, ne\u017e v\u00a0p\u0159\u00edpad\u011b investic do nemovitost\u00ed nebo akci\u00ed.<\/p>\n<p>No pr\u00e1v\u011b proto, \u017ee v\u00a0t\u00e9 firm\u011b nen\u00ed dobr\u00e9 z\u016fst\u00e1vat se v\u0161\u00edm majetkem.<\/p>\n<p>Na za\u010d\u00e1tku jsem psal o setk\u00e1n\u00ed s mlad\u00fdm podnikatelem minul\u00fd t\u00fdden. On u\u017e nemovitosti, kter\u00e9 m\u011bl ve firm\u011b, u\u017e p\u0159ed dv\u011bma lety vyvedl do jin\u00e9 spole\u010dnosti. Tak\u017ee dneska m\u00e1 jednu firmu v\u00fdrobn\u00ed, a druh\u00e1 u\u017e je takov\u00e1 vlastn\u011b jako na ten majetek. Na star\u00e1n\u00ed se o ten majetek.<\/p>\n<p>A to jsou p\u0159esn\u011b ty v\u011bci, kter\u00e9 je dobr\u00e9 d\u011blat. <strong>Rozli\u0161ovat osobn\u00ed a firemn\u00ed majetek.<\/strong><\/p>\n<p>Proto\u017ee kdy\u017e n\u011bjak\u00e1 firma p\u0159eb\u00edr\u00e1 jinou firmu, tak nem\u00e1 z\u00e1jem o nemovitosti. Chce tu v\u00fdrobu, kvalitn\u00ed lidi, know-how.<\/p>\n<p>Proto tak\u00e9 kdy\u017e se n\u011bjak\u00e1 firma prod\u00e1v\u00e1, tak je\u0161t\u011b p\u0159ed t\u00edm prodejem se ta firma \u010dist\u00ed. Aby v n\u00ed byl skute\u010dn\u011b jen ten byznys. A nebylo tam to, co v \u010cech\u00e1ch neb\u00fdv\u00e1 neobvykl\u00e9 &#8211; nemovitosti a dal\u0161\u00ed majetky do t\u00e9 firmy nakoupen\u00e9. Jen proto, \u017ee doty\u010dn\u00fd podnikatel necht\u011bl ty pen\u00edze z firmy vyv\u00e9st. Proto\u017ee si \u0159\u00edkal, \u017ee je to zbyte\u010dn\u011b da\u0148ov\u011b n\u00e1ro\u010dn\u00e9.<\/p>\n<p>Co si budeme pov\u00eddat. Jestli m\u00e1 n\u011bkdo pocit, \u017ee je to te\u010f da\u0148ov\u011b n\u00e1ro\u010dn\u00e9, tak zkuste pop\u0159em\u00fd\u0161let o tom jak to bude da\u0148ov\u011b n\u00e1ro\u010dn\u00e9 za 2, 3 roky nebo za 5 let.<\/p>\n<p>J\u00e1 mysl\u00edm \u017ee je t\u00e9m\u011b\u0159 jist\u00e9, \u017ee dan\u011b budou mnohem vy\u0161\u0161\u00ed, ne\u017e jsou dneska.<\/p>\n<p>Od koho si ten st\u00e1t bude br\u00e1t? No od t\u011bch, kte\u0159\u00ed pen\u00edze maj\u00ed.<\/p>\n<p>A kdo m\u011bl dodnes pocit, \u017ee dan\u011b jsou vysok\u00e9, \u017ee rad\u011bji si pen\u00edze tahat z firmy nebude, mysl\u00edm, \u017ee by nem\u011bl moc v\u00e1hat. A p\u0159em\u00fd\u0161let, jestli m\u00e1 pokra\u010dovat v tomhle sm\u011bru nebo ten sm\u011br zm\u011bnit. Proto\u017ee \u0161ance, \u017ee si sv\u00e9 pen\u00edze z firmy vyt\u00e1hne do budoucna za lep\u0161\u00edch podm\u00ednek, ne\u017e jsou dneska nen\u00ed asi moc vysok\u00e1.<\/p>\n<h2>Poj\u010fte si pov\u00eddat o Va\u0161\u00ed finan\u010dn\u00ed budoucnosti<\/h2>\n<p>Poradenstv\u00ed Fichtner je pro \u00fasp\u011b\u0161n\u00e9 majitele firem, kte\u0159\u00ed si uv\u011bdomuj\u00ed, \u017ee majetek je t\u0159eba p\u0159edev\u0161\u00edm chr\u00e1nit a rozumn\u011b zhodnotit.<\/p>\n<p>Zavolejme si a proberme mo\u017enosti, jak se l\u00e9pe p\u0159ipravit na r\u016fzn\u00e9 sc\u00e9n\u00e1\u0159e budoucnosti. \u00davodn\u00ed strategick\u00e1 konzultace je zdarma. <a href=\"https:\/\/www.fichtner.cz\/strategie\/?utm_source=investguru&amp;utm_medium=post&amp;utm_campaign=vfi-20200723\">Klikn\u011bte a p\u0159ihlaste se<\/a>.<\/p>\n","protected":false},"excerpt":{"rendered":"<p>Vladim\u00edre, kdy\u017e to p\u016fjde, tak budu ze sv\u00e9 firmy vytahovat 2 \u2013 3 miliony ro\u010dn\u011b. A Vy mi \u0159ekn\u011bte, za kolik let budu moci m\u00edt n\u011bjakou rentu. <\/p>\n","protected":false},"author":2,"featured_media":1173,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"_monsterinsights_skip_tracking":false,"_monsterinsights_sitenote_active":false,"_monsterinsights_sitenote_note":"","_monsterinsights_sitenote_category":0,"_genesis_hide_title":false,"_genesis_hide_breadcrumbs":false,"_genesis_hide_singular_image":false,"_genesis_hide_footer_widgets":false,"_genesis_custom_body_class":"","_genesis_custom_post_class":"","_genesis_layout":"","footnotes":""},"categories":[1],"tags":[34,9],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v22.2 - https:\/\/yoast.com\/wordpress\/plugins\/seo\/ -->\n<title>Zamy\u0161len\u00ed nad budoucnost\u00ed pro majitele firmy - InvestGuru.cz<\/title>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/www.fichtner.cz\/premysleni-o-budoucnosti\/\" \/>\n<meta property=\"og:locale\" content=\"cs_CZ\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"Zamy\u0161len\u00ed nad budoucnost\u00ed pro majitele firmy\" \/>\n<meta property=\"og:description\" content=\"Nejen o pozitivn\u00edch sc\u00e9n\u00e1\u0159\u00edch, ale i negativn\u00edch, kter\u00e9 mohou nastat.\" \/>\n<meta property=\"og:url\" content=\"https:\/\/www.fichtner.cz\/premysleni-o-budoucnosti\/\" \/>\n<meta property=\"og:site_name\" content=\"InvestGuru.cz\" \/>\n<meta property=\"article:publisher\" content=\"https:\/\/www.facebook.com\/Fichtner-sro-185375650667\/\" \/>\n<meta property=\"article:published_time\" content=\"2020-07-23T07:13:39+00:00\" \/>\n<meta property=\"article:modified_time\" content=\"2022-04-12T12:09:37+00:00\" \/>\n<meta property=\"og:image\" content=\"https:\/\/www.investguru.cz\/cs\/wp-content\/uploads\/2020\/07\/premysleni-social.jpg\" \/>\n\t<meta property=\"og:image:width\" content=\"1200\" \/>\n\t<meta property=\"og:image:height\" content=\"628\" \/>\n\t<meta property=\"og:image:type\" content=\"image\/jpeg\" \/>\n<meta name=\"author\" content=\"Vladim\u00edr Fichtner\" \/>\n<meta name=\"twitter:card\" content=\"summary_large_image\" \/>\n<meta name=\"twitter:label1\" content=\"Napsal(a)\" \/>\n\t<meta name=\"twitter:data1\" content=\"Vladim\u00edr Fichtner\" \/>\n\t<meta name=\"twitter:label2\" content=\"Odhadovan\u00e1 doba \u010dten\u00ed\" \/>\n\t<meta name=\"twitter:data2\" content=\"9 minut\" \/>\n<script type=\"application\/ld+json\" class=\"yoast-schema-graph\">{\"@context\":\"https:\/\/schema.org\",\"@graph\":[{\"@type\":\"Article\",\"@id\":\"https:\/\/www.fichtner.cz\/premysleni-o-budoucnosti\/#article\",\"isPartOf\":{\"@id\":\"https:\/\/www.investguru.cz\/cs\/premysleni-o-budoucnosti\/\"},\"author\":{\"name\":\"Vladim\u00edr Fichtner\",\"@id\":\"https:\/\/www.investguru.cz\/cs\/#\/schema\/person\/e5835533bc569b1026f8e75c9e10af04\"},\"headline\":\"Zamy\u0161len\u00ed nad budoucnost\u00ed pro majitele firmy\",\"datePublished\":\"2020-07-23T07:13:39+00:00\",\"dateModified\":\"2022-04-12T12:09:37+00:00\",\"mainEntityOfPage\":{\"@id\":\"https:\/\/www.investguru.cz\/cs\/premysleni-o-budoucnosti\/\"},\"wordCount\":1845,\"commentCount\":0,\"publisher\":{\"@id\":\"https:\/\/www.investguru.cz\/cs\/#organization\"},\"image\":{\"@id\":\"https:\/\/www.fichtner.cz\/premysleni-o-budoucnosti\/#primaryimage\"},\"thumbnailUrl\":\"https:\/\/www.investguru.cz\/cs\/wp-content\/uploads\/2020\/07\/premysleni-blog.jpg\",\"keywords\":[\"majitel firmy\",\"renti\u00e9r\"],\"articleSection\":[\"\u010cl\u00e1nky\"],\"inLanguage\":\"cs\",\"potentialAction\":[{\"@type\":\"CommentAction\",\"name\":\"Comment\",\"target\":[\"https:\/\/www.fichtner.cz\/premysleni-o-budoucnosti\/#respond\"]}]},{\"@type\":\"WebPage\",\"@id\":\"https:\/\/www.investguru.cz\/cs\/premysleni-o-budoucnosti\/\",\"url\":\"https:\/\/www.fichtner.cz\/premysleni-o-budoucnosti\/\",\"name\":\"Zamy\u0161len\u00ed nad budoucnost\u00ed pro majitele firmy - 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